{"id":69,"date":"2026-05-24T05:58:03","date_gmt":"2026-05-24T05:58:03","guid":{"rendered":"https:\/\/blog.cuilawgroup.com\/2026\/05\/24\/%e5%8a%a0%e5%b7%9e%e8%bd%a6%e7%a5%b8%e5%90%8e%e4%bf%9d%e9%99%a9%e7%90%86%e8%b5%94%e5%b8%b8%e8%a7%81%e9%97%ae%e9%a2%98%ef%bc%9a2%e5%b9%b4%e8%af%89%e8%ae%bc%e6%97%b6%e9%99%90%e3%80%81%e6%af%94%e8%be%83\/"},"modified":"2026-05-24T05:58:03","modified_gmt":"2026-05-24T05:58:03","slug":"%e5%8a%a0%e5%b7%9e%e8%bd%a6%e7%a5%b8%e5%90%8e%e4%bf%9d%e9%99%a9%e7%90%86%e8%b5%94%e5%b8%b8%e8%a7%81%e9%97%ae%e9%a2%98%ef%bc%9a2%e5%b9%b4%e8%af%89%e8%ae%bc%e6%97%b6%e9%99%90%e3%80%81%e6%af%94%e8%be%83","status":"publish","type":"post","link":"https:\/\/www.cuilawgroup.com\/blog\/2026\/05\/24\/%e5%8a%a0%e5%b7%9e%e8%bd%a6%e7%a5%b8%e5%90%8e%e4%bf%9d%e9%99%a9%e7%90%86%e8%b5%94%e5%b8%b8%e8%a7%81%e9%97%ae%e9%a2%98%ef%bc%9a2%e5%b9%b4%e8%af%89%e8%ae%bc%e6%97%b6%e9%99%90%e3%80%81%e6%af%94%e8%be%83\/","title":{"rendered":"\u52a0\u5dde\u8f66\u7978\u540e\u4fdd\u9669\u7406\u8d54\u5e38\u89c1\u95ee\u9898\uff1a2\u5e74\u8bc9\u8bbc\u65f6\u9650\u3001\u6bd4\u8f83\u8fc7\u5931\u4e0eUM\/UIM\u600e\u4e48\u5f71\u54cd\u8d54\u4ed8"},"content":{"rendered":"<style>\/* Cui Law Group brand tokens \u2014 re-declared inside .ge-article so the\n * scoped block reads correctly even when the host theme does not use\n * these variable names. Numbers track the v2 theme's globals.css. *\/\n.ge-article {\n  --ge-charcoal: #1a2744;\n  --ge-charcoal-light: #253453;\n  --ge-taupe: #c4972a;\n  --ge-taupe-light: #d4a73a;\n  --ge-taupe-muted: rgba(196, 151, 42, 0.10);\n  --ge-warm-white: #f5f6f8;\n  --ge-text-secondary: #4a4a4a;\n  --ge-text-light: #888888;\n  --ge-border: #e0e0e0;\n  --ge-border-light: #f0f0f0;\n  --ge-serif: 'Playfair Display', 'Noto Serif SC', Georgia, serif;\n  --ge-sans: 'Noto Sans SC', 'DM Sans', -apple-system, BlinkMacSystemFont, sans-serif;\n  --ge-mono: 'DM Sans', sans-serif;<\/p>\n<p>  font-family: var(--ge-sans);\n  font-size: 0.95rem;\n  line-height: 1.85;\n  color: var(--ge-text-secondary);\n  font-weight: 300;\n}\n.ge-article p { margin: 0 0 18px; }\n.ge-article a {\n  color: var(--ge-taupe);\n  text-decoration: underline;\n  text-underline-offset: 2px;\n}\n.ge-article a:hover { color: var(--ge-charcoal); }\n.ge-article strong { font-weight: 500; color: var(--ge-charcoal); }\n.ge-article em { font-style: italic; }<\/p>\n<p>\/* Section hierarchy \u2014 serif charcoal, generous breathing room *\/\n.ge-article h1, .ge-article h2, .ge-article h3,\n.ge-article h4, .ge-article h5, .ge-article h6 {\n  font-family: var(--ge-serif);\n  font-weight: 600;\n  color: var(--ge-charcoal);\n  line-height: 1.35;\n}\n.ge-article h1 { font-size: 1.6rem; margin: 44px 0 18px; line-height: 1.3; }\n.ge-article h2 { font-size: 1.4rem; margin: 44px 0 16px; }\n.ge-article h3 { font-size: 1.15rem; margin: 32px 0 12px; }\n.ge-article h4 { font-size: 1rem;     margin: 24px 0 10px; }\n.ge-article h2:first-child,\n.ge-article h1:first-child { margin-top: 0; }<\/p>\n<p>\/* Lede \u2014 first paragraph stands out a touch *\/\n.ge-article > p.ge-lede {\n  font-size: 1.05rem;\n  line-height: 1.85;\n  font-weight: 400;\n  color: var(--ge-charcoal-light);\n}<\/p>\n<p>\/* Lists \u2014 taupe filled-circle marker via ::before so theme list-style\n * resets cannot hide bullets *\/\n.ge-article ul,\n.ge-article ol {\n  margin: 14px 0 22px 0;\n  padding-left: 1.5em;\n}\n.ge-article li { margin: 0 0 6px; }\n.ge-article ul > li { list-style: none; position: relative; }\n.ge-article ul > li::before {\n  content: \"\";\n  position: absolute;\n  left: -1em;\n  top: 0.65em;\n  width: 6px;\n  height: 6px;\n  border-radius: 50%;\n  background: var(--ge-taupe);\n  opacity: 0.85;\n}\n.ge-article ol > li { list-style: decimal; color: var(--ge-text-secondary); }\n.ge-article ol > li::marker { color: var(--ge-taupe); font-variant-numeric: tabular-nums; }<\/p>\n<p>\/* Pull-quote blockquote *\/\n.ge-article blockquote {\n  margin: 22px 0;\n  padding: 14px 20px;\n  border-left: 3px solid var(--ge-taupe);\n  background: var(--ge-warm-white);\n  color: var(--ge-text-secondary);\n  font-style: italic;\n}\n.ge-article blockquote p:last-child { margin-bottom: 0; }<\/p>\n<p>\/* Code *\/\n.ge-article code {\n  background: rgba(26, 39, 68, 0.05);\n  padding: 2px 6px;\n  border-radius: 4px;\n  font-size: 0.88em;\n  font-family: ui-monospace, \"SF Mono\", Menlo, monospace;\n}\n.ge-article pre {\n  background: rgba(26, 39, 68, 0.04);\n  padding: 1em 1.15em;\n  border-radius: 8px;\n  overflow-x: auto;\n  font-size: 0.88em;\n}\n.ge-article pre code { background: transparent; padding: 0; }<\/p>\n<p>\/* Tables *\/\n.ge-article table {\n  width: 100%;\n  border-collapse: collapse;\n  margin: 1.5em 0;\n  font-size: 0.92em;\n}\n.ge-article th, .ge-article td {\n  text-align: left;\n  padding: 0.55em 0.7em;\n  border-bottom: 1px solid var(--ge-border-light);\n}\n.ge-article th { font-weight: 600; color: var(--ge-charcoal); }<\/p>\n<p>\/* Byline \u2014 DM Sans tracked uppercase, taupe accent *\/\n.ge-article .ge-byline {\n  font-family: var(--ge-mono);\n  font-size: 0.72rem;\n  letter-spacing: 0.12em;\n  text-transform: uppercase;\n  color: var(--ge-text-light);\n  margin: 0 0 0.6em;\n  font-weight: 500;\n}\n.ge-article .ge-byline strong { color: var(--ge-charcoal); font-weight: 600; }\n.ge-article .ge-byline-rule {\n  border: 0;\n  border-top: 1px solid var(--ge-border);\n  margin: 0 0 2em;\n  width: 100%;\n}<\/p>\n<p>\/* Imagery *\/\n.ge-article figure { margin: 2em 0; text-align: center; }\n.ge-article figure.ge-hero { margin: 0.5em 0 2.5em; }\n.ge-article figure img {\n  display: block;\n  width: 100%;\n  height: auto;\n  max-height: 380px;\n  object-fit: cover;\n  border-radius: 8px;\n}\n.ge-article figure.ge-inline img { max-height: 320px; }\n.ge-article figcaption {\n  font-size: 0.78em;\n  font-style: italic;\n  color: var(--ge-text-light);\n  margin-top: 0.55em;\n  font-family: var(--ge-mono);\n}\n.ge-article figcaption a { color: var(--ge-text-light); text-decoration: none; }\n.ge-article figcaption a:hover { color: var(--ge-taupe); }<\/p>\n<p>\/* End-of-article mark *\/\n.ge-article .ge-end {\n  text-align: center;\n  letter-spacing: 0.6em;\n  color: var(--ge-taupe);\n  opacity: 0.5;\n  margin: 3em 0 2em;\n  font-size: 1.2em;\n}<\/p>\n<p>\/* CTA card \u2014 warm-white surface + taupe primary action *\/\n.ge-article .ge-cta {\n  margin: 2em 0 1em;\n  padding: 26px 28px 24px;\n  background: var(--ge-warm-white);\n  border: 1px solid var(--ge-border-light);\n  border-radius: 14px;\n}\n.ge-article .ge-cta h3 {\n  margin: 0 0 6px;\n  font-size: 1.2rem;\n  font-family: var(--ge-serif);\n  color: var(--ge-charcoal);\n  font-weight: 600;\n}\n.ge-article .ge-cta-rule {\n  border: 0;\n  border-top: 2px solid var(--ge-taupe);\n  width: 36px;\n  margin: 0 0 12px;\n}\n.ge-article .ge-cta p {\n  margin: 0 0 14px;\n  color: var(--ge-text-secondary);\n  font-weight: 300;\n}\n.ge-article .ge-cta-actions { margin: 0; }\n.ge-article .ge-cta-btn {\n  display: inline-block;\n  padding: 11px 22px;\n  border-radius: 4px;\n  font-family: var(--ge-sans);\n  font-weight: 600;\n  font-size: 0.9rem;\n  text-decoration: none;\n  margin-right: 8px;\n  margin-bottom: 8px;\n}\n.ge-article .ge-cta-btn-primary {\n  background: var(--ge-taupe);\n  color: #fff;\n  border: 0;\n}\n.ge-article .ge-cta-btn-primary:hover { background: var(--ge-taupe-light); color: #fff; }\n.ge-article .ge-cta-btn-primary > span { color: #fff; }\n.ge-article .ge-cta-btn-secondary {\n  background: transparent;\n  color: var(--ge-charcoal);\n  border: 1.5px solid var(--ge-border);\n}\n.ge-article .ge-cta-btn-secondary:hover { border-color: var(--ge-taupe); color: var(--ge-taupe); }<\/p>\n<p>\/* ----- Sticky top CTA banner ---------------------------------------------\n * Always-visible call-to-action so the visitor never has to scroll back\n * to the bottom CTA card. Rendered as a sibling of `.ge-article` so any\n * theme-applied transforms on the article wrapper do not break the\n * fixed-positioning containing block. The banner stays hidden until the\n * visitor has scrolled past the lede (~280 px) \u2014 no point covering the\n * headline on first paint.\n *\n * Colours are deliberately fixed (dark bar, light text) rather than\n * derived from `currentColor`, because the banner is overlaid on the\n * page and needs guaranteed contrast even on dark themes.\n *\/\n.ge-sticky-cta {\n  position: fixed;\n  top: 0;\n  left: 0;\n  right: 0;\n  z-index: 9999;\n  background: rgba(20, 20, 20, .94);\n  color: #fff;\n  font: 500 0.95em\/1.4 -apple-system, BlinkMacSystemFont, \"Segoe UI\", Roboto, sans-serif;\n  padding: 0.7em 1em;\n  display: flex;\n  align-items: center;\n  gap: 0.85em;\n  box-shadow: 0 2px 14px rgba(0, 0, 0, .18);\n  transform: translateY(-105%);\n  transition: transform .25s ease-out;\n  -webkit-backdrop-filter: saturate(140%) blur(8px);\n  backdrop-filter: saturate(140%) blur(8px);\n}\n.ge-sticky-cta[data-ge-visible=\"true\"] { transform: translateY(0); }\n.ge-sticky-cta-text { flex: 1 1 auto; min-width: 0; }\n.ge-sticky-cta-text strong { font-weight: 600; }\n.ge-sticky-cta-sub {\n  display: block;\n  font-size: 0.82em;\n  opacity: 0.7;\n  margin-top: 0.1em;\n}\n.ge-sticky-cta-actions { display: flex; gap: 0.45em; align-items: center; flex: 0 0 auto; }\n.ge-sticky-cta-btn {\n  display: inline-block;\n  padding: 0.55em 1.1em;\n  border-radius: 4px;\n  font-weight: 600;\n  font-size: 0.92em;\n  text-decoration: none;\n  background: #fff;\n  color: #111;\n  border: 0;\n  cursor: pointer;\n  white-space: nowrap;\n}\n.ge-sticky-cta-btn-secondary {\n  background: transparent;\n  color: #fff;\n  border: 1px solid rgba(255, 255, 255, .35);\n}\n.ge-sticky-cta-dismiss {\n  background: transparent;\n  border: 0;\n  color: rgba(255, 255, 255, .55);\n  font-size: 1.4em;\n  line-height: 1;\n  cursor: pointer;\n  padding: 0 0.2em;\n  margin-left: 0.2em;\n}\n.ge-sticky-cta-dismiss:hover { color: #fff; }\n@media (max-width: 560px) {\n  .ge-sticky-cta-sub { display: none; }\n  .ge-sticky-cta { padding: 0.55em 0.7em; gap: 0.5em; font-size: 0.88em; }\n  .ge-sticky-cta-btn { padding: 0.5em 0.8em; }\n}<\/style>\n<div class=\"ge-sticky-cta\" role=\"region\" aria-label=\"Contact this firm\">\n<div class=\"ge-sticky-cta-text\"><strong>Free consultation with CUI LAW GROUP<\/strong><span class=\"ge-sticky-cta-sub\">No obligation. We typically reply the same day.<\/span><\/div>\n<div class=\"ge-sticky-cta-actions\"><button type=\"button\" data-ge-open-contact class=\"ge-sticky-cta-btn\">Contact us<\/button><\/div>\n<p><button type=\"button\" class=\"ge-sticky-cta-dismiss\" aria-label=\"Dismiss\">&times;<\/button><\/div>\n<p><script>(function () {\n\tif (window.__geStickyCtaInit) return;\n\twindow.__geStickyCtaInit = true;\n\tvar bar = document.querySelector('.ge-sticky-cta');\n\tif (!bar) return;\n\tvar STORAGE_KEY = 'ge_sticky_cta_dismissed';\n\tvar SHOW_AFTER = 280;\n\tvar dismissed = false;\n\ttry { dismissed = sessionStorage.getItem(STORAGE_KEY) === '1'; } catch (e) {}\n\tif (dismissed) return;\n\tfunction tick() {\n\t\tif (dismissed) return;\n\t\tvar y = window.scrollY || window.pageYOffset || 0;\n\t\tbar.setAttribute('data-ge-visible', y > SHOW_AFTER ? 'true' : 'false');\n\t}\n\twindow.addEventListener('scroll', tick, { passive: true });\n\ttick();\n\tvar dismiss = bar.querySelector('.ge-sticky-cta-dismiss');\n\tif (dismiss) dismiss.addEventListener('click', function () {\n\t\tdismissed = true;\n\t\tbar.setAttribute('data-ge-visible', 'false');\n\t\ttry { sessionStorage.setItem(STORAGE_KEY, '1'); } catch (e) {}\n\t});\n})();<\/script><\/p>\n<div class=\"ge-article\">\n<p class=\"ge-byline\">By CUI LAW GROUP &nbsp;&middot;&nbsp; MAY 24, 2026 &nbsp;&middot;&nbsp; 11 MIN READ<\/p>\n<hr class=\"ge-byline-rule\" aria-hidden=\"true\">\n<figure class=\"ge-hero\"><img decoding=\"async\" src=\"https:\/\/images.unsplash.com\/photo-1521587760476-6c12a4b040da?w=1200&amp;auto=format&amp;q=78\" alt=\"Floor-to-ceiling shelves of leather-bound legal books.\" loading=\"lazy\"><figcaption>Photo by <a href=\"https:\/\/unsplash.com\/@giamboscaro\" target=\"_blank\" rel=\"noopener noreferrer\">Giammarco Boscaro<\/a> on <a href=\"https:\/\/unsplash.com\" target=\"_blank\" rel=\"noopener noreferrer\">Unsplash<\/a><\/figcaption><\/figure>\n<hr \/>\n<h2>description: &quot;\u52a0\u5dde\u8f66\u7978\u540e\u4fdd\u9669\u7406\u8d54\u5e38\u89c1\u95ee\u9898\uff0c\u6838\u5fc3\u5c31\u770b\u4e09\u4ef6\u4e8b\uff1a\u5148\u5411\u8c01\u62a5\u9669\u3001\u5404\u7c7b\u671f\u9650\u600e\u4e48\u7b97\u3001\u4ee5\u53ca\u8d23\u4efb\u6bd4\u4f8b\u4f1a\u600e\u6837\u5f71\u54cd\u6700\u7ec8\u8d54\u4ed8\u3002\u672c\u6587\u7528\u52a0\u5dde\u89c4\u5219\u8bf4\u660e2\u5e74\u8bc9\u8bbc\u65f6\u9650\u30013\u5e74\u8d22\u4ea7\u635f\u5931\u671f\u9650\u300110\u5929SR-1\u7533\u62a5\u3001\u6bd4\u8f83\u8fc7\u5931\u548cUM\/UIM\u7d22\u8d54\u7684\u5173\u952e\u5dee\u522b\u3002&quot;<br \/>\nauthor: &quot;CUI LAW GROUP&quot;<br \/>\ndate: &quot;2026-05-22&quot;<\/h2>\n<h1>\u52a0\u5dde\u8f66\u7978\u540e\u4fdd\u9669\u7406\u8d54\u5e38\u89c1\u95ee\u9898\uff1a2\u5e74\u8bc9\u8bbc\u65f6\u9650\u3001\u6bd4\u8f83\u8fc7\u5931\u4e0eUM\/UIM\u600e\u4e48\u5f71\u54cd\u8d54\u4ed8<\/h1>\n<p>\u52a0\u5dde\u8f66\u7978\u540e\u4fdd\u9669\u7406\u8d54\u5e38\u89c1\u95ee\u9898\uff0c\u901a\u5e38\u4e0d\u662f\u201c\u80fd\u4e0d\u80fd\u8d54\u201d\u8fd9\u4e48\u7b80\u5355\uff0c\u800c\u662f\u201c\u5148\u627e\u8c01\u8d54\u3001\u591a\u4e45\u5185\u8981\u505a\u3001\u81ea\u5df1\u6709\u8d23\u4efb\u4f1a\u5c11\u8d54\u591a\u5c11\u201d\u3002\u5728\u52a0\u5dde\uff0c\u8f66\u7978\u4eba\u8eab\u4f24\u5bb3\u4e00\u822c\u6709 <strong>2\u5e74<\/strong>\u8bc9\u8bbc\u65f6\u9650\uff0c\u8f66\u8f86\u8d22\u4ea7\u635f\u5931\u4e00\u822c\u662f <strong>3\u5e74<\/strong>\uff0c\u800c\u5411DMV\u63d0\u4ea4 <strong>SR-1<\/strong> \u53ef\u80fd\u53ea\u6709 <strong>10\u5929<\/strong>\u3002\u5982\u679c\u8fd8\u7275\u6d89\u5bf9\u65b9\u6ca1\u4fdd\u9669\u3001\u4fdd\u989d\u4e0d\u591f\uff0c\u6216\u8005\u4e8b\u6545\u6d89\u53ca\u653f\u5e9c\u8f66\u8f86\uff0c\u5904\u7406\u8def\u5f84\u4f1a\u9a6c\u4e0a\u53d8\u590d\u6742\u3002<\/p>\n<h2>\u8f66\u7978\u540e\u5148\u627e\u54ea\u5bb6\u4fdd\u9669\u516c\u53f8\uff1a\u5bf9\u65b9\u4fdd\u9669\u3001\u81ea\u4fdd\u8fd8\u662fUM\/UIM\uff1f<\/h2>\n<p>\u5148\u8bf4\u7ed3\u8bba\u3002\u5927\u591a\u6570\u52a0\u5dde\u8f66\u7978\uff0c\u901a\u5e38\u4f1a\u540c\u65f6\u9762\u5bf9\u4e24\u6761\u7ebf\uff1a\u4e00\u6761\u662f\u5411\u8087\u4e8b\u65b9\u4fdd\u9669\u516c\u53f8\u63d0\u51fa\u7b2c\u4e09\u65b9\u7d22\u8d54\uff0c\u53e6\u4e00\u6761\u662f\u901a\u77e5\u81ea\u5df1\u7684\u4fdd\u9669\u516c\u53f8\u5907\u6848\u3002\u522b\u628a\u8fd9\u4e24\u4ef6\u4e8b\u6df7\u6210\u4e00\u4ef6\uff0c\u56e0\u4e3a\u5b83\u4eec\u76ee\u7684\u4e0d\u540c\uff0c\u8282\u594f\u4e5f\u4e0d\u540c\u3002<\/p>\n<p>\u5982\u679c\u5bf9\u65b9\u660e\u663e\u6709\u8d23\u4efb\uff0c\u6bd4\u5982\u8ffd\u5c3e\u3001\u5371\u9669\u53d8\u9053\u3001\u95ef\u8def\u53e3\uff0c\u7d22\u8d54\u91cd\u70b9\u4e00\u822c\u5148\u653e\u5728\u5bf9\u65b9\u4fdd\u9669\u3002\u52a0\u5dde\u8fc7\u5931\u8d23\u4efb\u7684\u5927\u6846\u67b6\u6765\u81ea <strong>Civil Code \u00a7 1714<\/strong>\uff0c\u4e5f\u5c31\u662f\u6bcf\u4e2a\u4eba\u90fd\u8981\u5c3d\u5230\u5408\u7406\u6ce8\u610f\u4e49\u52a1\u3002\u5177\u4f53\u5230\u5f00\u8f66\uff0c\u50cf <strong>Vehicle Code \u00a7 22350<\/strong> \u8981\u6c42\u8f66\u901f\u5728\u5f53\u65f6\u8def\u51b5\u4e0b\u5408\u7406\u5b89\u5168\uff0c<strong>Vehicle Code \u00a7 21703<\/strong> \u89c4\u5b9a\u4e0d\u80fd\u8ddf\u8f66\u8fc7\u8fd1\uff0c<strong>Vehicle Code \u00a7 22107<\/strong> \u89c4\u5b9a\u53d8\u9053\u6216\u8f6c\u5f2f\u5fc5\u987b\u5728\u5b89\u5168\u60c5\u51b5\u4e0b\u8fdb\u884c\u5e76\u9002\u5f53\u6253\u706f\u3002\u4fdd\u9669\u516c\u53f8\u5224\u65ad\u8d23\u4efb\u65f6\uff0c\u5e38\u5e38\u5c31\u662f\u56f4\u7740\u8fd9\u4e9b\u89c4\u5219\u770b\u8bc1\u636e\u3002<\/p>\n<p>\u4f46\u53ea\u76ef\u7740\u5bf9\u65b9\u4fdd\u9669\uff0c\u4e0d\u4e00\u5b9a\u591f\u3002\u4e3a\u4ec0\u4e48\uff1f\u56e0\u4e3a\u5bf9\u65b9\u53ef\u80fd\u6ca1\u4fdd\u9669\uff0c\u6216\u8005\u4fdd\u989d\u5f88\u4f4e\u3002\u52a0\u5ddeDMV\u76ee\u524d\u8981\u6c42\u7684\u6700\u4f4e\u8d23\u4efb\u9669\u9650\u989d\u662f <strong>$30,000<\/strong>\u3001<strong>$60,000<\/strong>\u3001<strong>$15,000<\/strong>\uff0c\u5bf9\u5e94\u4e00\u4eba\u4f24\u4ea1\u3001\u591a\u4eba\u4f24\u4ea1\u548c\u8d22\u4ea7\u635f\u5931\uff0c\u4f9d\u636e <strong>California Insurance Code \u00a7 11580.1b<\/strong>\u3002\u73b0\u5b9e\u91cc\uff0c\u4e25\u91cd\u4f24\u60c5\u3001\u957f\u65f6\u95f4\u8bef\u5de5\uff0c\u6216\u8005\u591a\u8f66\u8fde\u649e\uff0c\u82b1\u8d39\u5f88\u5bb9\u6613\u8d85\u8fc7\u8fd9\u4e2a\u5c42\u7ea7\u3002<\/p>\n<p>\u8fd9\u65f6\u5019\uff0cUM\/UIM\u5c31\u91cd\u8981\u4e86\u3002UM\u662f\u65e0\u4fdd\u9669\u9a7e\u9a76\u4eba\u4fdd\u969c\uff0cUIM\u662f\u4e0d\u8db3\u989d\u4fdd\u9669\u9a7e\u9a76\u4eba\u4fdd\u969c\uff0c\u6838\u5fc3\u89c4\u5219\u5728 <strong>Insurance Code \u00a7 11580.2<\/strong>\u3002\u8fd9\u7c7b\u4fdd\u969c\u5728\u52a0\u5dde\u4fdd\u5355\u91cc\u901a\u5e38\u4f1a\u63d0\u4f9b\uff0c\u9664\u975e\u6295\u4fdd\u4eba\u66fe\u7ecf\u6709\u6548\u653e\u5f03\u3002\u7b80\u5355\u8bf4\uff1a\u5bf9\u65b9\u6ca1\u4fdd\u9669\uff0c\u4f18\u5148\u770bUM\uff1b\u5bf9\u65b9\u6709\u4fdd\u9669\u4f46\u660e\u663e\u4e0d\u591f\u8d54\uff0c\u518d\u770bUIM\u3002\u8be5\u6761\u6587\u81ea <strong>1985<\/strong> \u8d77\u5c31\u5df2\u7eb3\u5165UIM\u6846\u67b6\uff0c\u5230 <strong>2026<\/strong> \u4ecd\u662f\u6838\u5fc3\u89c4\u5219\u3002<\/p>\n<p>\u8fd8\u6709\u4e00\u4e2a\u5f88\u5b9e\u7528\u7684\u63d0\u9192\uff1a\u5373\u4fbf\u4f60\u51c6\u5907\u4e3b\u6253\u5bf9\u65b9\u4fdd\u9669\uff0c\u4e5f\u5e94\u5c3d\u5feb\u901a\u77e5\u81ea\u5df1\u7684\u4fdd\u9669\u516c\u53f8\u3002\u4e0d\u662f\u56e0\u4e3a\u4f60\u627f\u8ba4\u81ea\u5df1\u6709\u9519\uff0c\u800c\u662f\u4e3a\u4e86\u4fdd\u5168\u4fdd\u5355\u6743\u76ca\uff0c\u5c24\u5176\u662f\u4ee5\u540e\u53ef\u80fd\u8981\u8d70UM\/UIM\u3001\u533b\u7597\u652f\u4ed8\u3001\u62d6\u8f66\u6216\u8f66\u8f86\u635f\u5931\u65f6\u3002\u62d6\u5f97\u592a\u4e45\uff0c\u5e38\u4f1a\u8ba9\u540e\u7eed\u6761\u6b3e\u4e89\u8bae\u53d8\u591a\u3002<\/p>\n<p>\u5982\u679c\u4f60\u4e0d\u786e\u5b9a\u8be5\u5148\u8d70\u54ea\u4e00\u8def\uff0c\u5efa\u8bae\u5148\u628a\u4e8b\u6545\u62a5\u544a\u3001\u7167\u7247\u3001\u533b\u7597\u8bb0\u5f55\u3001\u7ef4\u4fee\u4f30\u4ef7\u6574\u7406\u597d\uff0c\u518d\u770b\u81ea\u5df1\u4fdd\u5355\u3002\u9700\u8981\u4e2d\u6587\u6c9f\u901a\u3001\u800c\u4e14\u4e8b\u6545\u5c5e\u4e8e\u6c7d\u8f66\u4e8b\u6545\u6216\u5361\u8f66\u4e8b\u6545\u8303\u56f4\u65f6\uff0c\u53ef\u4ee5\u8003\u8651\u8054\u7cfb<a href=\"http:\/\/cuilawgroup.com\/practice-areas\/auto-accidents\">CUI LAW GROUP\u6c7d\u8f66\u4e8b\u6545\u670d\u52a1<\/a>\u4e86\u89e3\u4e00\u822c\u5904\u7406\u601d\u8def\u3002<\/p>\n<h2>2\u5e74\u30013\u5e74\u548c10\u5929\uff1a\u5728\u52a0\u5dde\u5206\u522b\u5bf9\u5e94\u54ea\u4e9b\u7406\u8d54\u548c\u62a5\u6848\u671f\u9650\uff1f<\/h2>\n<p>\u8fd9\u90e8\u5206\u6700\u5bb9\u6613\u51fa\u9519\uff0c\u4e5f\u6700\u5bb9\u6613\u56e0\u4e3a\u62d6\u5ef6\u76f4\u63a5\u5931\u53bb\u6743\u5229\u3002\u4f60\u53ef\u4ee5\u628a\u5b83\u8bb0\u6210\u4e09\u7ec4\u6570\u5b57\uff1a<strong>2\u5e74\u30013\u5e74\u300110\u5929<\/strong>\u3002\u77ed\u3002\u786c\u3002\u4e0d\u80fd\u60f3\u5f53\u7136\u3002<\/p>\n<p>\u7b2c\u4e00\uff0c\u8f66\u7978\u5bfc\u81f4\u7684\u4eba\u8eab\u4f24\u5bb3\u8bc9\u8bbc\uff0c\u901a\u5e38\u9002\u7528 <strong>Code of Civil Procedure \u00a7 335.1<\/strong>\uff0c\u4e00\u822c\u662f\u4ece\u53d7\u4f24\u4e4b\u65e5\u8d77 <strong>2\u5e74<\/strong>\u3002\u8fd9\u91cc\u8bf4\u7684\u662f\u63d0\u8d77\u8bc9\u8bbc\u7684\u901a\u5e38\u671f\u9650\uff0c\u4e0d\u7b49\u4e8e\u4fdd\u9669\u516c\u53f8\u4e00\u5b9a\u4f1a\u7b49\u4f60\u4e24\u5e74\u624d\u5904\u7406\u3002\u6070\u6070\u76f8\u53cd\uff0c\u8bc1\u636e\u8d8a\u665a\u6536\u96c6\u8d8a\u5f31\uff0c\u8c08\u5224\u4e5f\u8d8a\u88ab\u52a8\u3002<\/p>\n<p>\u7b2c\u4e8c\uff0c\u8f66\u8f86\u7b49\u8d22\u4ea7\u635f\u5931\uff0c\u901a\u5e38\u9002\u7528 <strong>CCP \u00a7 338<\/strong>\uff0c\u4e00\u822c\u662f <strong>3\u5e74<\/strong>\u3002\u6bd4\u5982\u8f66\u8f86\u7ef4\u4fee\u3001\u62a5\u5e9f\u4ef7\u503c\u3001\u62d6\u8f66\u8d39\uff0c\u901a\u5e38\u843d\u5728\u8fd9\u4e00\u7c7b\u3002\u4f46\u522b\u8bef\u4f1a\u6210\u201c\u8f66\u635f\u6211\u4e09\u5e74\u540e\u518d\u7ba1\u4e5f\u884c\u201d\u3002\u7ef4\u4fee\u5355\u3001\u73b0\u573a\u7167\u7247\u3001\u4e8c\u624b\u8f66\u4f30\u503c\u3001\u649e\u51fb\u70b9\u7167\u7247\uff0c\u8d8a\u65e9\u7559\u8d8a\u6709\u8bf4\u670d\u529b\u3002<\/p>\n<p>\u7b2c\u4e09\uff0c\u5411DMV\u63d0\u4ea4\u4e8b\u6545\u62a5\u544a <strong>SR-1<\/strong>\uff0c\u5f88\u591a\u4eba\u4f1a\u6f0f\u6389\u3002\u53ea\u8981\u4e8b\u6545\u9020\u6210\u4f24\u4ea1\uff0c\u6216\u8005\u8d22\u4ea7\u635f\u5931\u8d85\u8fc7 <strong>$1,000<\/strong>\uff0c\u901a\u5e38\u5c31\u8981\u5728 <strong>10\u5929<\/strong> \u5185\u5411DMV\u7533\u62a5\u3002\u8fd9\u4e2a\u8981\u6c42\u5f88\u5b9e\u52a1\uff0c\u4e0d\u662f\u53ef\u6709\u53ef\u65e0\u3002\u522b\u4ee5\u4e3a\u8b66\u65b9\u5230\u4e86\u73b0\u573a\u3001\u6216\u8005\u4fdd\u9669\u516c\u53f8\u77e5\u9053\u4e86\uff0c\u5c31\u7b49\u4e8e\u4f60\u5df2\u7ecf\u5b8c\u6210DMV\u62a5\u544a\u3002<\/p>\n<p>\u518d\u5f80\u4e0b\uff0c\u8fd8\u6709\u4e00\u7c7b\u671f\u9650\u66f4\u77ed\uff1a\u516c\u5171\u673a\u6784\u7d22\u8d54\u3002\u5982\u679c\u4e8b\u6545\u6d89\u53ca\u5e02\u653f\u8f66\u8f86\u3001\u53bf\u653f\u5e9c\u8f66\u8f86\u3001\u5dde\u653f\u5e9c\u8f66\u8f86\uff0c\u6216\u8005\u9053\u8def\u5371\u9669\u72b6\u51b5\u80cc\u540e\u53ef\u80fd\u7275\u6d89\u516c\u5171\u673a\u6784\uff0c\u7a0b\u5e8f\u5f80\u5f80\u4e0d\u662f\u666e\u901a\u79c1\u4eba\u7d22\u8d54\u8def\u7ebf\u3002\u901a\u5e38\u9700\u8981\u5148\u63d0\u4ea4\u653f\u5e9c\u7d22\u8d54\u7533\u8bf7\uff1b\u82e5\u88ab\u62d2\uff0c\u5e38\u89c1\u7684\u8d77\u8bc9\u671f\u9650\u53ef\u80fd\u662f <strong>6\u4e2a\u6708<\/strong>\u3002\u8fd9\u548c\u666e\u901a <strong>2\u5e74<\/strong>\u3001<strong>3\u5e74<\/strong> \u7684\u8282\u594f\u5b8c\u5168\u4e0d\u540c\u3002<\/p>\n<p>\u6240\u4ee5\uff0c\u771f\u6b63\u7684\u987a\u5e8f\u5e38\u5e38\u662f\u8fd9\u6837\uff1a\u5148\u7559\u8bc1\u636e\u3001\u5c3d\u5feb\u5c31\u533b\u3001\u901a\u77e5\u4fdd\u9669\u3001\u5fc5\u8981\u65f6\u63d0\u4ea4 <strong>SR-1<\/strong>\u3001\u786e\u8ba4\u662f\u4e0d\u662f\u516c\u5171\u673a\u6784\u6848\u4ef6\u3001\u518d\u6839\u636e\u4f24\u60c5\u548c\u8d22\u635f\u8d70\u534f\u5546\u6216\u8bc9\u8bbc\u3002\u60f3\u5148\u5bf9\u7167\u4e00\u4e2a\u66f4\u5b8c\u6574\u7684\u6b65\u9aa4\u6e05\u5355\uff0c\u4e5f\u53ef\u4ee5\u770b\u770b<a href=\"http:\/\/cuilawgroup.com\/practice-areas\/personal-injury\">CUI LAW GROUP\u4eba\u8eab\u4f24\u5bb3\u670d\u52a1<\/a>\u7684\u76f8\u5173\u4fe1\u606f\u9875\u9762\u3002<\/p>\n<figure class=\"ge-inline\"><img decoding=\"async\" src=\"https:\/\/images.unsplash.com\/photo-1486406146926-c627a92ad1ab?w=1100&amp;auto=format&amp;q=78\" alt=\"Pen poised over a printed contract.\" loading=\"lazy\"><figcaption>Photo by <a href=\"https:\/\/unsplash.com\/@cytonn_photography\" target=\"_blank\" rel=\"noopener noreferrer\">Cytonn Photography<\/a> on <a href=\"https:\/\/unsplash.com\" target=\"_blank\" rel=\"noopener noreferrer\">Unsplash<\/a><\/figcaption><\/figure>\n<h2>\u6bd4\u8f83\u8fc7\u5931\u4f1a\u600e\u6837\u51cf\u5c11\u8d54\u507f\uff1f\u4ec0\u4e48\u60c5\u51b5\u4e0b\u4f60\u4ecd\u7136\u53ef\u4ee5\u62ff\u5230\u94b1\uff1f<\/h2>\n<p>\u5f88\u591a\u4eba\u6700\u6015\u4e00\u53e5\u8bdd\uff1a\u201c\u4f60\u81ea\u5df1\u4e5f\u6709\u8d23\u4efb\uff0c\u6240\u4ee5\u4f60\u62ff\u4e0d\u5230\u8d54\u507f\u3002\u201d\u5728\u666e\u901a\u52a0\u5dde\u8f66\u7978\u91cc\uff0c\u8fd9\u53e5\u8bdd\u901a\u5e38\u4e0d\u51c6\u786e\u3002\u52a0\u5dde\u91c7\u7528\u7684\u662f\u7eaf\u6bd4\u8f83\u8fc7\u5931\uff0c\u7ecf\u5178\u4f9d\u636e\u662f <strong>Li v. Yellow Cab Co. (1975) 13 Cal.3d 804<\/strong>\u3002<\/p>\n<p>\u610f\u601d\u5f88\u76f4\u63a5\uff1a\u4f60\u6709\u8d23\u4efb\uff0c\u4e0d\u7b49\u4e8e\u4f60\u81ea\u52a8\u51fa\u5c40\uff1b\u800c\u662f\u4f60\u7684\u8d54\u507f\u4f1a\u6309\u8d23\u4efb\u6bd4\u4f8b\u51cf\u5c11\u3002\u6bd4\u5982\u4fdd\u9669\u516c\u53f8\u8ba4\u4e3a\u4f60\u8d85\u901f\u3001\u6ca1\u53ca\u65f6\u5239\u8f66\u3001\u53d8\u9053\u89c2\u5bdf\u4e0d\u8db3\uff0c\u6216\u8005\u884c\u4eba\u81ea\u5df1\u4e5f\u6ca1\u5c3d\u5230\u6ce8\u610f\u4e49\u52a1\uff0c\u90a3\u4e48\u8d54\u507f\u91d1\u989d\u53ef\u80fd\u6309\u4f60\u7684\u8fc7\u5931\u6bd4\u4f8b\u6263\u51cf\u3002\u6838\u5fc3\u4e0d\u662f\u201c\u5168\u6709\u6216\u5168\u65e0\u201d\uff0c\u800c\u662f\u201c\u5404\u5360\u591a\u5c11\u201d\u3002<\/p>\n<p>\u8fd9\u5957\u89c4\u5219\u4e3a\u4ec0\u4e48\u4f1a\u5728\u7406\u8d54\u91cc\u53cd\u590d\u51fa\u73b0\uff1f\u56e0\u4e3a\u5b83\u592a\u597d\u7528\u4e86\u3002\u8ffd\u5c3e\u4e8b\u6545\u91cc\uff0c\u540e\u8f66\u901a\u5e38\u4f1a\u56e0\u4e3a <strong>Vehicle Code \u00a7 21703<\/strong> \u7684\u5b89\u5168\u8f66\u8ddd\u89c4\u5219\u800c\u9762\u4e34\u4e0d\u5229\u63a8\u5b9a\uff1b\u4f46\u5982\u679c\u524d\u8f66\u7a81\u7136\u6025\u505c\u3001\u673a\u68b0\u6545\u969c\u3001\u7b2c\u4e09\u8f66\u5f3a\u884c\u5207\u5165\uff0c\u8d23\u4efb\u4ecd\u53ef\u80fd\u5206\u644a\u3002\u884c\u4eba\u4e8b\u6545\u91cc\uff0c\u53f8\u673a\u8981\u9075\u5b88 <strong>Vehicle Code \u00a7 21950<\/strong>\uff0c\u5728\u6709\u6807\u7ebf\u6216\u8def\u53e3\u65e0\u6807\u7ebf\u4eba\u884c\u6a2a\u9053\u5411\u884c\u4eba\u8ba9\u884c\uff0c\u5e76\u51cf\u901f\u5c3d\u5230\u6ce8\u610f\uff1b\u4f46\u884c\u4eba\u81ea\u5df1\u4e5f\u4e0d\u662f\u5b8c\u5168\u6ca1\u6709\u6ce8\u610f\u4e49\u52a1\u3002\u81ea\u884c\u8f66\u4e8b\u6545\u4e5f\u7c7b\u4f3c\uff0c<strong>Vehicle Code \u00a7 21200<\/strong> \u57fa\u672c\u4e0a\u628a\u9a91\u8f66\u4eba\u89c6\u4f5c\u9002\u7528\u591a\u6570\u4ea4\u901a\u89c4\u5219\u7684\u9053\u8def\u4f7f\u7528\u8005\u3002<\/p>\n<p>\u8fd8\u6709\u4e00\u4e2a\u66f4\u7ec6\u7684\u70b9\uff1a<strong>Civil Code \u00a7 1431.2<\/strong> \u89c4\u5b9a\uff0c\u88ab\u544a\u5bf9\u975e\u7ecf\u6d4e\u635f\u5bb3\u7684\u8d23\u4efb\u901a\u5e38\u53ea\u6309\u5404\u81ea\u8fc7\u5931\u6bd4\u4f8b\u627f\u62c5\u3002\u4e5f\u5c31\u662f\u8bf4\uff0c\u75bc\u75db\u3001\u75db\u82e6\u3001\u751f\u6d3b\u4e0d\u4fbf\u8fd9\u7c7b\u975e\u7ecf\u6d4e\u635f\u5bb3\uff0c\u5728\u591a\u65b9\u8d23\u4efb\u6848\u4ef6\u91cc\uff0c\u5206\u914d\u65b9\u5f0f\u53ef\u80fd\u548c\u533b\u7597\u8d39\u7b49\u7ecf\u6d4e\u635f\u5bb3\u4e0d\u540c\u3002\u8fd9\u4e5f\u662f\u4e3a\u4ec0\u4e48\u591a\u8f66\u4e8b\u6545\u3001\u8fde\u73af\u649e\u3001\u5361\u8f66\u4e8b\u6545\uff0c\u8d23\u4efb\u5212\u5206\u4f1a\u76f4\u63a5\u5f71\u54cd\u6700\u7ec8\u5230\u8d26\u7ed3\u6784\u3002<\/p>\n<p>\u4e0d\u8fc7\uff0c\u5e76\u4e0d\u662f\u6240\u6709\u4eba\u90fd\u80fd\u5b8c\u6574\u4e3b\u5f20\u975e\u7ecf\u6d4e\u635f\u5bb3\u3002<strong>Civil Code \u00a7 3333.4<\/strong> \u5728\u67d0\u4e9b\u673a\u52a8\u8f66\u6848\u4ef6\u4e2d\u4f1a\u9650\u5236\u6216\u6392\u9664\u975e\u7ecf\u6d4e\u635f\u5bb3\uff0c\u4f8b\u5982\u67d0\u4e9b\u65e0\u4fdd\u9669\u8f66\u4e3b\u6216\u9152\u9a7e\u5e76\u88ab\u5b9a\u7f6a\u7684\u60c5\u5f62\u3002\u53e6\u6709 <strong>Civil Code \u00a7 3333.3<\/strong> \u6d89\u53ca\u4e0e\u91cd\u7f6a\u6709\u5173\u7684\u9650\u5236\u3002\u6362\u53e5\u8bdd\u8bf4\uff0c\u4f60\u201c\u8fd8\u80fd\u4e0d\u80fd\u62ff\u5230\u94b1\u201d\uff0c\u4e0d\u53ea\u770b\u6709\u65e0\u8d23\u4efb\uff0c\u4e5f\u8981\u770b\u662f\u5426\u89e6\u53d1\u8fd9\u4e9b\u7279\u522b\u89c4\u5219\u3002<\/p>\n<h2>\u52a0\u5dde\u8f66\u7978\u8d54\u507f\u91cc\uff0c\u533b\u7597\u8d39\u3001\u5de5\u8d44\u635f\u5931\u548c\u8f66\u8f86\u635f\u5931\u901a\u5e38\u600e\u4e48\u8ba1\u7b97\uff1f<\/h2>\n<p>\u7b97\u8d54\u507f\uff0c\u522b\u53ea\u770b\u8d26\u5355\u603b\u989d\u3002\u4fdd\u9669\u516c\u53f8\u771f\u6b63\u76ef\u7684\u662f\uff1a\u54ea\u4e9b\u8d39\u7528\u548c\u4e8b\u6545\u6709\u5173\u3001\u54ea\u4e9b\u6709\u8bc1\u636e\u3001\u54ea\u4e9b\u662f\u6cd5\u5f8b\u4e0a\u53ef\u4ee5\u4e3b\u5f20\u7684\u6570\u989d\u3002<\/p>\n<p>\u5148\u770b\u533b\u7597\u8d39\u3002\u5e38\u89c1\u8bc1\u636e\u5305\u62ec\u6025\u8bca\u8bb0\u5f55\u3001\u95e8\u8bca\u75c5\u5386\u3001\u5f71\u50cf\u68c0\u67e5\u3001\u533b\u751f\u62a5\u544a\u3001\u5904\u65b9\u3001\u6cbb\u7597\u8ba1\u5212\u548c\u8d26\u5355\u3002\u52a0\u5dde\u6cd5\u9662\u81ea\u52a9\u8d44\u6e90\u4e5f\u660e\u786e\u628a\u533b\u7597\u8d26\u5355\u3001\u533b\u751f\u62a5\u544a\u5217\u4e3a\u5e38\u89c1\u8bc1\u636e\u3002\u53ef\u95ee\u9898\u5728\u4e8e\uff0c\u4e0d\u662f\u8d26\u5355\u4e0a\u5370\u591a\u5c11\u5c31\u4e00\u5b9a\u80fd\u6309\u90a3\u4e2a\u6570\u5b57\u8d54\u591a\u5c11\u3002\u52a0\u5dde\u533b\u7597\u635f\u5bb3\u8ba1\u7b97\u957f\u671f\u53d7 <strong>Howell v. Hamilton Meats<\/strong> \u6846\u67b6\u5f71\u54cd\uff0c\u57fa\u672c\u601d\u8def\u662f\uff1a\u539f\u544a\u901a\u5e38\u4e0d\u80fd\u5c31\u201c\u4ece\u672a\u771f\u6b63\u53d1\u751f\u6216\u627f\u62c5\u7684\u91d1\u989d\u201d\u83b7\u5f97\u8d54\u507f\u3002\u5b9e\u52a1\u91cc\uff0c\u8fd9\u4f1a\u8ba9\u201c\u6302\u8d26\u91d1\u989d\u201d\u201c\u6298\u6263\u540e\u91d1\u989d\u201d\u201c\u4fdd\u9669\u8c03\u6574\u91d1\u989d\u201d\u6210\u4e3a\u4e89\u8bae\u70b9\u3002<\/p>\n<p>\u518d\u770b\u5de5\u8d44\u635f\u5931\u3002\u8fd9\u91cc\u6700\u91cd\u8981\u7684\u4e0d\u662f\u53e3\u5934\u8bf4\u201c\u6211\u8bf7\u5047\u4e86\u5f88\u591a\u5929\u201d\uff0c\u800c\u662f\u7528\u5de5\u8d44\u5355\u3001W-2\u3001\u96c7\u4e3b\u8bc1\u660e\u3001\u5de5\u65f6\u8bb0\u5f55\u3001\u7a0e\u8868\u6216\u81ea\u96c7\u6536\u5165\u8d44\u6599\u53bb\u8bc1\u660e\u3002\u4f60\u662f\u62ff\u65f6\u85aa\u3001\u5e95\u85aa\u52a0\u63d0\u6210\u3001\u73b0\u91d1\u6536\u5165\u8fd8\u662f\u81ea\u8425\uff0c\u90fd\u5173\u7cfb\u5230\u8bc1\u660e\u65b9\u5f0f\u3002\u4f24\u540e\u4e0d\u80fd\u52a0\u73ed\u3001\u4e0d\u80fd\u642c\u8d27\u3001\u4e0d\u80fd\u957f\u65f6\u95f4\u5f00\u8f66\uff0c\u4e5f\u53ef\u80fd\u5f71\u54cd\u672a\u6765\u6536\u5165\u80fd\u529b\uff0c\u4f46\u8bc1\u636e\u8981\u6c42\u901a\u5e38\u66f4\u9ad8\u3002<\/p>\n<p>\u8f66\u8f86\u635f\u5931\u5219\u66f4\u76f4\u89c2\u4e00\u4e9b\uff0c\u901a\u5e38\u56f4\u7ed5\u7ef4\u4fee\u53d1\u7968\u3001\u7ef4\u4fee\u4f30\u4ef7\u3001\u62d6\u8f66\u8d39\u3001\u79df\u8f66\u8d39\u3001\u62a5\u5e9f\u4f30\u503c\u5c55\u5f00\u3002\u52a0\u5dde\u6cd5\u9662\u7ed9\u51fa\u7684\u5e38\u89c1\u8bc1\u660e\u4e5f\u5305\u62ec\u5df2\u652f\u4ed8\u53d1\u7968\u6216\u7ef4\u4fee\u4f30\u4ef7\u3002\u522b\u53ea\u4ea4\u4e00\u5f20\u6a21\u7cca\u7167\u7247\u5c31\u60f3\u7ed3\u675f\uff0c\u6700\u597d\u4fdd\u7559\u649e\u524d\u8f66\u51b5\u3001\u649e\u540e\u635f\u574f\u70b9\u3001\u7ef4\u4fee\u62c6\u68c0\u8bb0\u5f55\uff0c\u4ee5\u53ca\u4fdd\u9669\u516c\u53f8\u81ea\u5df1\u7684\u4f30\u635f\u62a5\u544a\u3002<\/p>\n<p>\u987a\u624b\u63d0\u9192\u4e00\u4e2a\u5e38\u88ab\u5ffd\u7565\u7684\u73b0\u5b9e\u80cc\u666f\uff1a\u52a0\u5dde\u4ea4\u901a\u6b7b\u4ea1\u4eba\u6570\u4ece <strong>4,539 in 2022<\/strong> \u964d\u5230 <strong>4,061 in 2023<\/strong>\uff0c\u964d\u5e45\u63a5\u8fd1 <strong>11%<\/strong>\uff0c\u4f46\u4e8b\u6545\u4e25\u91cd\u6027\u5e76\u6ca1\u6709\u56e0\u4e3a\u7edf\u8ba1\u4e0b\u964d\u5c31\u81ea\u52a8\u53d8\u8f7b\u3002\u5bf9\u4e2a\u4eba\u7d22\u8d54\u6765\u8bf4\uff0c\u7ed3\u679c\u4ecd\u7136\u53d6\u51b3\u4e8e\u8bc1\u636e\u662f\u5426\u5b8c\u6574\u3001\u4f24\u60c5\u662f\u5426\u6301\u7eed\u3001\u8d23\u4efb\u662f\u5426\u6e05\u695a\u3002<\/p>\n<p>\u5982\u679c\u4f60\u7684\u7d22\u8d54\u5df2\u7ecf\u8fdb\u5165\u201c\u8d26\u5355\u600e\u4e48\u7b97\u3001\u4fdd\u5355\u600e\u4e48\u8bfb\u3001\u8c01\u5148\u8d54\u8c01\u540e\u8d54\u201d\u7684\u9636\u6bb5\uff0c\u95ee\u9898\u901a\u5e38\u4e0d\u53ea\u662f\u63d0\u4ea4\u6750\u6599\u90a3\u4e48\u7b80\u5355\u3002\u6d89\u53ca\u6c7d\u8f66\u4e8b\u6545\u3001\u5361\u8f66\u4e8b\u6545\uff0c\u4e14\u5e0c\u671b\u7528\u4e2d\u6587\u6216English\u6c9f\u901a\u65f6\uff0c\u53ef\u4ee5\u8fdb\u4e00\u6b65\u4e86\u89e3<a href=\"http:\/\/cuilawgroup.com\">CUI LAW GROUP\u9996\u9875<\/a>\u4e0a\u7684\u670d\u52a1\u65b9\u5411\u3002<\/p>\n<figure class=\"ge-inline\"><img decoding=\"async\" src=\"https:\/\/images.unsplash.com\/photo-1507003211169-0a1dd7228f2d?w=1100&amp;auto=format&amp;q=78\" alt=\"A small team in a working meeting around a table.\" loading=\"lazy\"><figcaption>Photo by <a href=\"https:\/\/unsplash.com\/@huntersrace\" target=\"_blank\" rel=\"noopener noreferrer\">Hunters Race<\/a> on <a href=\"https:\/\/unsplash.com\" target=\"_blank\" rel=\"noopener noreferrer\">Unsplash<\/a><\/figcaption><\/figure>\n<h2>\u4e3a\u4ec0\u4e48\u5e38\u89c1\u4e89\u8bae\u603b\u662f\u5361\u5728\u8d23\u4efb\u3001\u4f24\u60c5\u8bc1\u636e\u548c\u4fdd\u9669\u6761\u6b3e\u4e0a\uff1f<\/h2>\n<p>\u56e0\u4e3a\u4fdd\u9669\u7406\u8d54\u8868\u9762\u4e0a\u5728\u8c08\u94b1\uff0c\u5b9e\u9645\u4e0a\u5728\u4e89\u4e09\u4ef6\u4e8b\uff1a\u8c01\u7684\u9519\u3001\u4f24\u5f97\u591a\u91cd\u3001\u4fdd\u5355\u5230\u5e95\u8d54\u5230\u54ea\u91cc\u3002\u54ea\u4e00\u4ef6\u6ca1\u7ad9\u7a33\uff0c\u91d1\u989d\u90fd\u4f1a\u88ab\u538b\u3002<\/p>\n<p>\u5148\u8bf4\u8d23\u4efb\u3002\u4fdd\u9669\u516c\u53f8\u6700\u559c\u6b22\u4ece\u7ec6\u8282\u91cc\u627e\u5206\u644a\u7406\u7531\u3002\u8f66\u901f\u662f\u4e0d\u662f\u7b26\u5408 <strong>Vehicle Code \u00a7 22350<\/strong>\uff1f\u8ddf\u8f66\u8ddd\u79bb\u662f\u4e0d\u662f\u8fdd\u53cd <strong>Vehicle Code \u00a7 21703<\/strong>\uff1f\u53d8\u9053\u6709\u6ca1\u6709\u4f9d\u7167 <strong>Vehicle Code \u00a7 22107<\/strong> \u5b89\u5168\u5b8c\u6210\uff1f\u8fd9\u4e9b\u4e0d\u662f\u7eb8\u9762\u6761\u6b3e\u800c\u5df2\uff0c\u5b83\u4eec\u4f1a\u76f4\u63a5\u8fdb\u5165\u7406\u8d54\u5458\u3001\u5f8b\u5e08\u3001\u4ef2\u88c1\u5458\u751a\u81f3\u966a\u5ba1\u56e2\u7684\u5206\u6790\u6846\u67b6\u3002\u52a0\u5dde\u73b0\u884c\u6c11\u4e8b\u966a\u5ba1\u6307\u5f15\u7528\u7684\u662f <strong>2026 CACI edition<\/strong>\uff0c\u4e8e <strong>December 2025<\/strong> \u91c7\u7528\uff0c\u8bf4\u660e\u6bd4\u8f83\u8fc7\u5931\u548c\u4e00\u822c\u8fc7\u5931\u4ecd\u662f\u5f53\u524d\u6838\u5fc3\u3002<\/p>\n<p>\u518d\u8bf4\u4f24\u60c5\u8bc1\u636e\u3002\u5f88\u591a\u4e89\u8bae\u4e0d\u662f\u201c\u6709\u6ca1\u6709\u53d7\u4f24\u201d\uff0c\u800c\u662f\u201c\u662f\u4e0d\u662f\u8fd9\u573a\u4e8b\u6545\u9020\u6210\u7684\u201d\u201c\u6709\u6ca1\u6709\u53ca\u65f6\u6cbb\u7597\u201d\u201c\u4e3a\u4ec0\u4e48\u4e2d\u95f4\u65ad\u8bca\u201d\u3002CHP\u4e8b\u6545\u62a5\u544a\u901a\u5e38\u53ef\u5728 <strong>8 business days<\/strong> \u5de6\u53f3\u53d6\u5f97\uff0c\u8fd9\u7c7b\u65e9\u671f\u6587\u4ef6\u3001\u73b0\u573a\u7167\u7247\u3001\u89c1\u8bc1\u4eba\u8054\u7cfb\u65b9\u5f0f\u3001\u75c7\u72b6\u65f6\u95f4\u7ebf\uff0c\u90fd\u80fd\u5e2e\u52a9\u628a\u56e0\u679c\u5173\u7cfb\u4e32\u8d77\u6765\u3002\u8d8a\u665a\u6574\u7406\uff0c\u8d8a\u5bb9\u6613\u51fa\u73b0\u7a7a\u6863\u3002<\/p>\n<p>\u6700\u540e\u662f\u4fdd\u9669\u6761\u6b3e\u3002UM\/UIM\u6848\u4ef6\u5c24\u5176\u5982\u6b64\u3002<strong>Insurance Code \u00a7 11580.2<\/strong> \u4e0d\u53ea\u662f\u8bf4\u6709\u8fd9\u9879\u4fdd\u969c\uff0c\u5b83\u8fd8\u7275\u6d89\u9002\u7528\u6761\u4ef6\u3001\u62b5\u6263\u3001\u7a0b\u5e8f\u4ee5\u53ca\u67d0\u4e9b\u4e89\u8bae\u8fdb\u5165\u4ef2\u88c1\u7684\u5b89\u6392\u3002\u5f88\u591a\u4eba\u4ee5\u4e3a\u201c\u6211\u6709\u4fdd\u5355\uff0c\u5c31\u4e00\u5b9a\u6309\u6211\u7406\u89e3\u8d54\u201d\uff0c\u771f\u6b63\u4e89\u8d77\u6765\u624d\u53d1\u73b0\uff0c\u95ee\u9898\u5e38\u5728\u5b9a\u4e49\u3001\u901a\u77e5\u3001\u540c\u610f\u548c\u7a0b\u5e8f\u7ec6\u8282\u3002<\/p>\n<p>\u5982\u679c\u5bf9\u65b9\u4fdd\u9669\u62d6\u5ef6\u3001\u538b\u4f4e\u8d23\u4efb\u3001\u8d28\u7591\u6cbb\u7597\uff0c\u6216\u8005\u81ea\u5df1\u7684UM\/UIM\u627f\u4fdd\u516c\u53f8\u4e5f\u5f00\u59cb\u201c\u7ad9\u5230\u4f60\u5bf9\u9762\u201d\uff0c\u90a3\u5c31\u8bf4\u660e\u6848\u4ef6\u5df2\u7ecf\u8fdb\u5165\u8bc1\u636e\u548c\u6761\u6b3e\u540c\u6b65\u62c9\u626f\u7684\u9636\u6bb5\u3002\u8fd9\u65f6\uff0c\u5c3d\u65e9\u628a\u6587\u4ef6\u68b3\u7406\u6e05\u695a\uff0c\u6bd4\u6765\u56de\u53e3\u5934\u89e3\u91ca\u66f4\u91cd\u8981\u3002\u672c\u6587\u53ea\u662f\u4e00\u822c\u4fe1\u606f\uff0c\u4e0d\u6784\u6210\u5bf9\u4f60\u4e2a\u6848\u7684\u6cd5\u5f8b\u610f\u89c1\u3002<\/p>\n<h2>FAQ<\/h2>\n<h3>\u5982\u679c\u5bf9\u65b9\u53f8\u673a\u6ca1\u4fdd\u9669\uff0c\u6211\u8fd8\u80fd\u5728\u52a0\u5dde\u62ff\u5230\u8d54\u507f\u5417\uff1f<\/h3>\n<p>\u6709\u53ef\u80fd\u3002\u82e5\u4f60\u7684\u4fdd\u5355\u5305\u542bUM\u4fdd\u969c\uff0c\u901a\u5e38\u53ef\u6309 <strong>Insurance Code \u00a7 11580.2<\/strong> \u8d70\u65e0\u4fdd\u9669\u9a7e\u9a76\u4eba\u7d22\u8d54\u3002\u52a0\u5dde\u4fdd\u5355\u4e00\u822c\u4f1a\u63d0\u4f9bUM\/UIM\uff0c\u9664\u975e\u6295\u4fdd\u65f6\u88ab\u6709\u6548\u653e\u5f03\u3002\u662f\u5426\u80fd\u8d54\u3001\u8d54\u591a\u5c11\uff0c\u8fd8\u8981\u770b\u4fdd\u5355\u9650\u989d\u3001\u8d23\u4efb\u4e89\u8bae\u548c\u4f24\u5bb3\u8bc1\u636e\u3002<\/p>\n<h3>\u52a0\u5dde\u8f66\u7978\u540e\u7684\u533b\u7597\u8d26\u5355\u4e00\u5b9a\u80fd\u5168\u989d\u7d22\u8d54\u5417\uff1f<\/h3>\n<p>\u4e0d\u4e00\u5b9a\u3002\u533b\u7597\u8d39\u901a\u5e38\u9700\u8981\u7528\u75c5\u5386\u3001\u8d26\u5355\u3001\u533b\u751f\u62a5\u544a\u8bc1\u660e\uff0c\u800c\u4e14\u8d54\u507f\u8ba1\u7b97\u672a\u5fc5\u7b49\u4e8e\u8d26\u5355\u8868\u9762\u91d1\u989d\u3002\u6309\u7167\u52a0\u5dde\u533b\u7597\u635f\u5bb3\u8ba1\u7b97\u89c4\u5219\uff0c\u539f\u544a\u901a\u5e38\u4e0d\u80fd\u5c31\u4ece\u672a\u5b9e\u9645\u53d1\u751f\u6216\u627f\u62c5\u7684\u91d1\u989d\u91cd\u590d\u4e3b\u5f20\uff0c\u56e0\u6b64\u4fdd\u9669\u8c03\u6574\u3001\u6298\u6263\u548c\u5b9e\u9645\u652f\u4ed8\u60c5\u51b5\u90fd\u53ef\u80fd\u5f71\u54cd\u7ed3\u679c\u3002<\/p>\n<h3>\u5982\u679c\u6211\u81ea\u5df1\u4e5f\u6709\u4e00\u70b9\u8d23\u4efb\uff0c\u8d54\u507f\u4f1a\u4e0d\u4f1a\u76f4\u63a5\u88ab\u53d6\u6d88\uff1f<\/h3>\n<p>\u901a\u5e38\u4e0d\u4f1a\u3002\u52a0\u5dde\u9002\u7528\u7eaf\u6bd4\u8f83\u8fc7\u5931\uff0c\u4f9d\u636e <strong>Li v. Yellow Cab Co. (1975) 13 Cal.3d 804<\/strong>\uff0c\u4f60\u7684\u8d54\u507f\u4e00\u822c\u4f1a\u6309\u4f60\u7684\u8d23\u4efb\u6bd4\u4f8b\u51cf\u5c11\uff0c\u800c\u4e0d\u662f\u56e0\u4e3a\u6709\u90e8\u5206\u8fc7\u5931\u5c31\u5b8c\u5168\u5931\u53bb\u7d22\u8d54\u8d44\u683c\u3002\u4f46\u5982\u679c\u6848\u4ef6\u89e6\u53d1 <strong>Civil Code \u00a7 3333.4<\/strong> \u7b49\u7279\u522b\u9650\u5236\uff0c\u67d0\u4e9b\u975e\u7ecf\u6d4e\u635f\u5bb3\u53ef\u80fd\u53d7\u5f71\u54cd\u3002<\/p>\n<h3>\u4ec0\u4e48\u65f6\u5019\u5e94\u8be5\u8d70UM\/UIM\u7d22\u8d54\u800c\u4e0d\u662f\u53ea\u76ef\u7740\u8087\u4e8b\u65b9\u4fdd\u9669\uff1f<\/h3>\n<p>\u5f53\u5bf9\u65b9\u6ca1\u6709\u4fdd\u9669\uff0c\u6216\u8005\u5bf9\u65b9\u867d\u6709\u4fdd\u9669\u4f46\u9650\u989d\u660e\u663e\u4e0d\u8db3\u65f6\uff0c\u5c31\u5e94\u5c3d\u5feb\u8bc4\u4f30UM\/UIM\u3002\u6bd4\u5982\u5bf9\u65b9\u53ea\u6709\u6700\u4f4e\u8d23\u4efb\u9669\uff0c\u800c\u4f60\u7684\u533b\u7597\u8d39\u3001\u8bef\u5de5\u548c\u5176\u4ed6\u635f\u5931\u660e\u663e\u8d85\u8fc7 <strong>$30,000<\/strong> \u6216\u4e8b\u6545\u591a\u4eba\u53d7\u4f24\u63a5\u8fd1 <strong>$60,000<\/strong> \u9650\u989d\u65f6\uff0cUIM\u5c31\u53ef\u80fd\u53d8\u5f97\u5173\u952e\u3002\u5f88\u591a\u65f6\u5019\uff0c\u8fd9\u4e0d\u662f\u201c\u4e8c\u9009\u4e00\u201d\uff0c\u800c\u662f\u5bf9\u65b9\u4fdd\u9669\u548c\u81ea\u5df1\u7684UM\/UIM\u8981\u4e00\u8d77\u89c4\u5212\u3002<\/p>\n<h3>\u5982\u679c\u4e8b\u6545\u6d89\u53ca\u5e02\u653f\u8f66\u8f86\u6216\u516c\u5171\u673a\u6784\uff0c\u6211\u7684\u671f\u9650\u4f1a\u4e0d\u540c\u5417\uff1f<\/h3>\n<p>\u4f1a\uff0c\u5f80\u5f80\u66f4\u77ed\u3002\u6d89\u53ca\u57ce\u5e02\u3001\u53bf\u3001\u5dde\u673a\u6784\u8f66\u8f86\uff0c\u6216\u9053\u8def\u5371\u9669\u72b6\u51b5\u7275\u6d89\u516c\u5171\u673a\u6784\u65f6\uff0c\u901a\u5e38\u4e0d\u80fd\u53ea\u770b\u666e\u901a <strong>2\u5e74<\/strong> \u6216 <strong>3\u5e74<\/strong> \u671f\u9650\u3002\u5f88\u591a\u6848\u4ef6\u9700\u8981\u5148\u8d70\u653f\u5e9c\u7d22\u8d54\u7a0b\u5e8f\uff1b\u82e5\u7533\u8bf7\u88ab\u62d2\uff0c\u5e38\u89c1\u8d77\u8bc9\u671f\u9650\u53ef\u80fd\u53ea\u6709 <strong>6\u4e2a\u6708<\/strong>\u3002\u8fd9\u7c7b\u6848\u4ef6\u8d8a\u65e9\u786e\u8ba4\u8eab\u4efd\u548c\u7a0b\u5e8f\u8d8a\u597d\u3002<\/p>\n<p>\u5904\u7406\u8f66\u7978\u6848\u4ef6\u65f6\uff0c\u5f8b\u5e08\u8d39\u901a\u5e38\u4e0d\u662f\u5148\u6309\u5c0f\u65f6\u5411\u4f60\u6536\u53d6\u3002\u5f88\u591a\u4eba\u8eab\u4f24\u5bb3\u6848\u4ef6\u91c7\u7528\u98ce\u9669\u4ee3\u7406\u65b9\u5f0f\uff0c\u53ea\u6709\u5728\u6848\u4ef6\u83b7\u5f97\u8d54\u507f\u540e\uff0c\u624d\u4ece\u56de\u6536\u6b3e\u9879\u4e2d\u6309\u7ea6\u5b9a\u6bd4\u4f8b\u6536\u53d6\u8d39\u7528\uff1b\u5982\u679c\u6700\u7ec8\u6ca1\u6709\u83b7\u5f97\u8d54\u507f\uff0c\u901a\u5e38\u4e0d\u4f1a\u4ea7\u751f\u8fd9\u90e8\u5206\u5f8b\u5e08\u8d39\u3002\u4f46\u4e2a\u6848\u7684\u8d39\u7528\u7ed3\u6784\u3001\u6210\u672c\u627f\u62c5\u548c\u4e66\u9762\u534f\u8bae\u5185\u5bb9\u53ef\u80fd\u4e0d\u540c\uff0c\u7b7e\u7ea6\u524d\u5e94\u4ed4\u7ec6\u9605\u8bfb\u3002<\/p>\n<p>\u5982\u679c\u4f60\u6b63\u5728\u5904\u7406\u52a0\u5dde\u8f66\u7978\u540e\u7684\u4fdd\u9669\u7406\u8d54\uff0c\u5c24\u5176\u9047\u5230\u8d23\u4efb\u5206\u644a\u3001\u671f\u9650\u4e34\u8fd1\u3001UM\/UIM\u4e89\u8bae\uff0c\u6216\u8005\u4e8b\u6545\u6d89\u53ca\u6c7d\u8f66\u4e8b\u6545\u3001\u5361\u8f66\u4e8b\u6545\uff0c\u4e0b\u4e00\u6b65\u53ef\u4ee5\u8054\u7cfb <strong>CUI LAW GROUP<\/strong> \u7533\u8bf7<strong>\u514d\u8d39\u54a8\u8be2<\/strong>\u3002\u5982\u679c\u4f60\u66f4\u4e60\u60ef\u7528\u4e2d\u6587\u6216English\u6c9f\u901a\uff0c\u4e5f\u53ef\u4ee5\u76f4\u63a5\u8bf4\u660e\u4f60\u7684\u8bed\u8a00\u9700\u6c42\u3002<\/p>\n<p class=\"ge-end\" aria-hidden=\"true\">&middot; &middot; &middot;<\/p>\n<div class=\"ge-cta\">\n<h3>Free consultation with CUI LAW GROUP<\/h3>\n<hr class=\"ge-cta-rule\" aria-hidden=\"true\">\n<p>Discuss your case &mdash; no obligation, no cost.<\/p>\n<p class=\"ge-cta-actions\"><button type=\"button\" data-ge-open-contact class=\"ge-cta-btn ge-cta-btn-primary\"><span>Contact us<\/span><\/button><\/p>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Free consultation with CUI LAW GROUPNo obligation. We typically reply the same day. Contact us &times; By CUI LAW GROUP &nbsp;&middot;&nbsp; MAY 24, 2026 &nbsp;&middot;&nbsp; 11 MIN READ Photo by Giammarco Boscaro on Unsplash description: &quot;\u52a0\u5dde\u8f66\u7978\u540e\u4fdd\u9669\u7406\u8d54\u5e38\u89c1\u95ee\u9898\uff0c\u6838\u5fc3\u5c31\u770b\u4e09\u4ef6\u4e8b\uff1a\u5148\u5411\u8c01\u62a5\u9669\u3001\u5404\u7c7b\u671f\u9650\u600e\u4e48\u7b97\u3001\u4ee5\u53ca\u8d23\u4efb\u6bd4\u4f8b\u4f1a\u600e\u6837\u5f71\u54cd\u6700\u7ec8\u8d54\u4ed8\u3002\u672c\u6587\u7528\u52a0\u5dde\u89c4\u5219\u8bf4\u660e2\u5e74\u8bc9\u8bbc\u65f6\u9650\u30013\u5e74\u8d22\u4ea7\u635f\u5931\u671f\u9650\u300110\u5929SR-1\u7533\u62a5\u3001\u6bd4\u8f83\u8fc7\u5931\u548cUM\/UIM\u7d22\u8d54\u7684\u5173\u952e\u5dee\u522b\u3002&quot; author: &quot;CUI LAW GROUP&quot; date: &quot;2026-05-22&quot; \u52a0\u5dde\u8f66\u7978\u540e\u4fdd\u9669\u7406\u8d54\u5e38\u89c1\u95ee\u9898\uff1a2\u5e74\u8bc9\u8bbc\u65f6\u9650\u3001\u6bd4\u8f83\u8fc7\u5931\u4e0eUM\/UIM\u600e\u4e48\u5f71\u54cd\u8d54\u4ed8 \u52a0\u5dde\u8f66\u7978\u540e\u4fdd\u9669\u7406\u8d54\u5e38\u89c1\u95ee\u9898\uff0c\u901a\u5e38\u4e0d\u662f\u201c\u80fd\u4e0d\u80fd\u8d54\u201d\u8fd9\u4e48\u7b80\u5355\uff0c\u800c\u662f\u201c\u5148\u627e\u8c01\u8d54\u3001\u591a\u4e45\u5185\u8981\u505a\u3001\u81ea\u5df1\u6709\u8d23\u4efb\u4f1a\u5c11\u8d54\u591a\u5c11\u201d\u3002\u5728\u52a0\u5dde\uff0c\u8f66\u7978\u4eba\u8eab\u4f24\u5bb3\u4e00\u822c\u6709 2\u5e74\u8bc9\u8bbc\u65f6\u9650\uff0c\u8f66\u8f86\u8d22\u4ea7\u635f\u5931\u4e00\u822c\u662f 3\u5e74\uff0c\u800c\u5411DMV\u63d0\u4ea4 SR-1 \u53ef\u80fd\u53ea\u6709 10\u5929\u3002\u5982\u679c\u8fd8\u7275\u6d89\u5bf9\u65b9\u6ca1\u4fdd\u9669\u3001\u4fdd\u989d\u4e0d\u591f\uff0c\u6216\u8005\u4e8b\u6545\u6d89\u53ca\u653f\u5e9c\u8f66\u8f86\uff0c\u5904\u7406\u8def\u5f84\u4f1a\u9a6c\u4e0a\u53d8\u590d\u6742\u3002 \u8f66\u7978\u540e\u5148\u627e\u54ea\u5bb6\u4fdd\u9669\u516c\u53f8\uff1a\u5bf9\u65b9\u4fdd\u9669\u3001\u81ea\u4fdd\u8fd8\u662fUM\/UIM\uff1f \u5148\u8bf4\u7ed3\u8bba\u3002\u5927\u591a\u6570\u52a0\u5dde\u8f66\u7978\uff0c\u901a\u5e38\u4f1a\u540c\u65f6\u9762\u5bf9\u4e24\u6761\u7ebf\uff1a\u4e00\u6761\u662f\u5411\u8087\u4e8b\u65b9\u4fdd\u9669\u516c\u53f8\u63d0\u51fa\u7b2c\u4e09\u65b9\u7d22\u8d54\uff0c\u53e6\u4e00\u6761\u662f\u901a\u77e5\u81ea\u5df1\u7684\u4fdd\u9669\u516c\u53f8\u5907\u6848\u3002\u522b\u628a\u8fd9\u4e24\u4ef6\u4e8b\u6df7\u6210\u4e00\u4ef6\uff0c\u56e0\u4e3a\u5b83\u4eec\u76ee\u7684\u4e0d\u540c\uff0c\u8282\u594f\u4e5f\u4e0d\u540c\u3002 \u5982\u679c\u5bf9\u65b9\u660e\u663e\u6709\u8d23\u4efb\uff0c\u6bd4\u5982\u8ffd\u5c3e\u3001\u5371\u9669\u53d8\u9053\u3001\u95ef\u8def\u53e3\uff0c\u7d22\u8d54\u91cd\u70b9\u4e00\u822c\u5148\u653e\u5728\u5bf9\u65b9\u4fdd\u9669\u3002\u52a0\u5dde\u8fc7\u5931\u8d23\u4efb\u7684\u5927\u6846\u67b6\u6765\u81ea Civil Code \u00a7 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-69","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.cuilawgroup.com\/blog\/wp-json\/wp\/v2\/posts\/69","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.cuilawgroup.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.cuilawgroup.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.cuilawgroup.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.cuilawgroup.com\/blog\/wp-json\/wp\/v2\/comments?post=69"}],"version-history":[{"count":0,"href":"https:\/\/www.cuilawgroup.com\/blog\/wp-json\/wp\/v2\/posts\/69\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.cuilawgroup.com\/blog\/wp-json\/wp\/v2\/media?parent=69"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.cuilawgroup.com\/blog\/wp-json\/wp\/v2\/categories?post=69"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.cuilawgroup.com\/blog\/wp-json\/wp\/v2\/tags?post=69"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}