{"id":56,"date":"2026-05-24T05:54:54","date_gmt":"2026-05-24T05:54:54","guid":{"rendered":"https:\/\/blog.cuilawgroup.com\/2026\/05\/24\/%e5%8a%a0%e5%b7%9e%e8%82%87%e4%ba%8b%e9%80%83%e9%80%b8%e8%bb%8a%e7%a6%8d%e5%be%8c%e7%b4%a2%e8%b3%a0%e6%b5%81%e7%a8%8b%ef%bc%9a%e5%85%88%e5%a0%b1%e8%ad%a6%e3%80%81%e5%86%8d%e4%bf%9d%e5%85%a8%e8%ad%89\/"},"modified":"2026-05-24T05:54:54","modified_gmt":"2026-05-24T05:54:54","slug":"%e5%8a%a0%e5%b7%9e%e8%82%87%e4%ba%8b%e9%80%83%e9%80%b8%e8%bb%8a%e7%a6%8d%e5%be%8c%e7%b4%a2%e8%b3%a0%e6%b5%81%e7%a8%8b%ef%bc%9a%e5%85%88%e5%a0%b1%e8%ad%a6%e3%80%81%e5%86%8d%e4%bf%9d%e5%85%a8%e8%ad%89","status":"publish","type":"post","link":"https:\/\/www.cuilawgroup.com\/blog\/2026\/05\/24\/%e5%8a%a0%e5%b7%9e%e8%82%87%e4%ba%8b%e9%80%83%e9%80%b8%e8%bb%8a%e7%a6%8d%e5%be%8c%e7%b4%a2%e8%b3%a0%e6%b5%81%e7%a8%8b%ef%bc%9a%e5%85%88%e5%a0%b1%e8%ad%a6%e3%80%81%e5%86%8d%e4%bf%9d%e5%85%a8%e8%ad%89\/","title":{"rendered":"\u52a0\u5dde\u8087\u4e8b\u9003\u9038\u8eca\u798d\u5f8c\u7d22\u8ce0\u6d41\u7a0b\uff1a\u5148\u5831\u8b66\u3001\u518d\u4fdd\u5168\u8b49\u64da\u3001\u5225\u932f\u904e2\u5e74\u671f\u9650"},"content":{"rendered":"<style>\/* Cui Law Group brand tokens \u2014 re-declared inside .ge-article so the\n * scoped block reads correctly even when the host theme does not use\n * these variable names. Numbers track the v2 theme's globals.css. *\/\n.ge-article {\n  --ge-charcoal: #1a2744;\n  --ge-charcoal-light: #253453;\n  --ge-taupe: #c4972a;\n  --ge-taupe-light: #d4a73a;\n  --ge-taupe-muted: rgba(196, 151, 42, 0.10);\n  --ge-warm-white: #f5f6f8;\n  --ge-text-secondary: #4a4a4a;\n  --ge-text-light: #888888;\n  --ge-border: #e0e0e0;\n  --ge-border-light: #f0f0f0;\n  --ge-serif: 'Playfair Display', 'Noto Serif SC', Georgia, serif;\n  --ge-sans: 'Noto Sans SC', 'DM Sans', -apple-system, BlinkMacSystemFont, sans-serif;\n  --ge-mono: 'DM Sans', sans-serif;<\/p>\n<p>  font-family: var(--ge-sans);\n  font-size: 0.95rem;\n  line-height: 1.85;\n  color: var(--ge-text-secondary);\n  font-weight: 300;\n}\n.ge-article p { margin: 0 0 18px; }\n.ge-article a {\n  color: var(--ge-taupe);\n  text-decoration: underline;\n  text-underline-offset: 2px;\n}\n.ge-article a:hover { color: var(--ge-charcoal); }\n.ge-article strong { font-weight: 500; color: var(--ge-charcoal); }\n.ge-article em { font-style: italic; }<\/p>\n<p>\/* Section hierarchy \u2014 serif charcoal, generous breathing room *\/\n.ge-article h1, .ge-article h2, .ge-article h3,\n.ge-article h4, .ge-article h5, .ge-article h6 {\n  font-family: var(--ge-serif);\n  font-weight: 600;\n  color: var(--ge-charcoal);\n  line-height: 1.35;\n}\n.ge-article h1 { font-size: 1.6rem; margin: 44px 0 18px; line-height: 1.3; }\n.ge-article h2 { font-size: 1.4rem; margin: 44px 0 16px; }\n.ge-article h3 { font-size: 1.15rem; margin: 32px 0 12px; }\n.ge-article h4 { font-size: 1rem;     margin: 24px 0 10px; }\n.ge-article h2:first-child,\n.ge-article h1:first-child { margin-top: 0; }<\/p>\n<p>\/* Lede \u2014 first paragraph stands out a touch *\/\n.ge-article > p.ge-lede {\n  font-size: 1.05rem;\n  line-height: 1.85;\n  font-weight: 400;\n  color: var(--ge-charcoal-light);\n}<\/p>\n<p>\/* Lists \u2014 taupe filled-circle marker via ::before so theme list-style\n * resets cannot hide bullets *\/\n.ge-article ul,\n.ge-article ol {\n  margin: 14px 0 22px 0;\n  padding-left: 1.5em;\n}\n.ge-article li { margin: 0 0 6px; }\n.ge-article ul > li { list-style: none; position: relative; }\n.ge-article ul > li::before {\n  content: \"\";\n  position: absolute;\n  left: -1em;\n  top: 0.65em;\n  width: 6px;\n  height: 6px;\n  border-radius: 50%;\n  background: var(--ge-taupe);\n  opacity: 0.85;\n}\n.ge-article ol > li { list-style: decimal; color: var(--ge-text-secondary); }\n.ge-article ol > li::marker { color: var(--ge-taupe); font-variant-numeric: tabular-nums; }<\/p>\n<p>\/* Pull-quote blockquote *\/\n.ge-article blockquote {\n  margin: 22px 0;\n  padding: 14px 20px;\n  border-left: 3px solid var(--ge-taupe);\n  background: var(--ge-warm-white);\n  color: var(--ge-text-secondary);\n  font-style: italic;\n}\n.ge-article blockquote p:last-child { margin-bottom: 0; }<\/p>\n<p>\/* Code *\/\n.ge-article code {\n  background: rgba(26, 39, 68, 0.05);\n  padding: 2px 6px;\n  border-radius: 4px;\n  font-size: 0.88em;\n  font-family: ui-monospace, \"SF Mono\", Menlo, monospace;\n}\n.ge-article pre {\n  background: rgba(26, 39, 68, 0.04);\n  padding: 1em 1.15em;\n  border-radius: 8px;\n  overflow-x: auto;\n  font-size: 0.88em;\n}\n.ge-article pre code { background: transparent; padding: 0; }<\/p>\n<p>\/* Tables *\/\n.ge-article table {\n  width: 100%;\n  border-collapse: collapse;\n  margin: 1.5em 0;\n  font-size: 0.92em;\n}\n.ge-article th, .ge-article td {\n  text-align: left;\n  padding: 0.55em 0.7em;\n  border-bottom: 1px solid var(--ge-border-light);\n}\n.ge-article th { font-weight: 600; color: var(--ge-charcoal); }<\/p>\n<p>\/* Byline \u2014 DM Sans tracked uppercase, taupe accent *\/\n.ge-article .ge-byline {\n  font-family: var(--ge-mono);\n  font-size: 0.72rem;\n  letter-spacing: 0.12em;\n  text-transform: uppercase;\n  color: var(--ge-text-light);\n  margin: 0 0 0.6em;\n  font-weight: 500;\n}\n.ge-article .ge-byline strong { color: var(--ge-charcoal); font-weight: 600; }\n.ge-article .ge-byline-rule {\n  border: 0;\n  border-top: 1px solid var(--ge-border);\n  margin: 0 0 2em;\n  width: 100%;\n}<\/p>\n<p>\/* Imagery *\/\n.ge-article figure { margin: 2em 0; text-align: center; }\n.ge-article figure.ge-hero { margin: 0.5em 0 2.5em; }\n.ge-article figure img {\n  display: block;\n  width: 100%;\n  height: auto;\n  max-height: 380px;\n  object-fit: cover;\n  border-radius: 8px;\n}\n.ge-article figure.ge-inline img { max-height: 320px; }\n.ge-article figcaption {\n  font-size: 0.78em;\n  font-style: italic;\n  color: var(--ge-text-light);\n  margin-top: 0.55em;\n  font-family: var(--ge-mono);\n}\n.ge-article figcaption a { color: var(--ge-text-light); text-decoration: none; }\n.ge-article figcaption a:hover { color: var(--ge-taupe); }<\/p>\n<p>\/* End-of-article mark *\/\n.ge-article .ge-end {\n  text-align: center;\n  letter-spacing: 0.6em;\n  color: var(--ge-taupe);\n  opacity: 0.5;\n  margin: 3em 0 2em;\n  font-size: 1.2em;\n}<\/p>\n<p>\/* CTA card \u2014 warm-white surface + taupe primary action *\/\n.ge-article .ge-cta {\n  margin: 2em 0 1em;\n  padding: 26px 28px 24px;\n  background: var(--ge-warm-white);\n  border: 1px solid var(--ge-border-light);\n  border-radius: 14px;\n}\n.ge-article .ge-cta h3 {\n  margin: 0 0 6px;\n  font-size: 1.2rem;\n  font-family: var(--ge-serif);\n  color: var(--ge-charcoal);\n  font-weight: 600;\n}\n.ge-article .ge-cta-rule {\n  border: 0;\n  border-top: 2px solid var(--ge-taupe);\n  width: 36px;\n  margin: 0 0 12px;\n}\n.ge-article .ge-cta p {\n  margin: 0 0 14px;\n  color: var(--ge-text-secondary);\n  font-weight: 300;\n}\n.ge-article .ge-cta-actions { margin: 0; }\n.ge-article .ge-cta-btn {\n  display: inline-block;\n  padding: 11px 22px;\n  border-radius: 4px;\n  font-family: var(--ge-sans);\n  font-weight: 600;\n  font-size: 0.9rem;\n  text-decoration: none;\n  margin-right: 8px;\n  margin-bottom: 8px;\n}\n.ge-article .ge-cta-btn-primary {\n  background: var(--ge-taupe);\n  color: #fff;\n  border: 0;\n}\n.ge-article .ge-cta-btn-primary:hover { background: var(--ge-taupe-light); color: #fff; }\n.ge-article .ge-cta-btn-primary > span { color: #fff; }\n.ge-article .ge-cta-btn-secondary {\n  background: transparent;\n  color: var(--ge-charcoal);\n  border: 1.5px solid var(--ge-border);\n}\n.ge-article .ge-cta-btn-secondary:hover { border-color: var(--ge-taupe); color: var(--ge-taupe); }<\/p>\n<p>\/* ----- Sticky top CTA banner ---------------------------------------------\n * Always-visible call-to-action so the visitor never has to scroll back\n * to the bottom CTA card. Rendered as a sibling of `.ge-article` so any\n * theme-applied transforms on the article wrapper do not break the\n * fixed-positioning containing block. The banner stays hidden until the\n * visitor has scrolled past the lede (~280 px) \u2014 no point covering the\n * headline on first paint.\n *\n * Colours are deliberately fixed (dark bar, light text) rather than\n * derived from `currentColor`, because the banner is overlaid on the\n * page and needs guaranteed contrast even on dark themes.\n *\/\n.ge-sticky-cta {\n  position: fixed;\n  top: 0;\n  left: 0;\n  right: 0;\n  z-index: 9999;\n  background: rgba(20, 20, 20, .94);\n  color: #fff;\n  font: 500 0.95em\/1.4 -apple-system, BlinkMacSystemFont, \"Segoe UI\", Roboto, sans-serif;\n  padding: 0.7em 1em;\n  display: flex;\n  align-items: center;\n  gap: 0.85em;\n  box-shadow: 0 2px 14px rgba(0, 0, 0, .18);\n  transform: translateY(-105%);\n  transition: transform .25s ease-out;\n  -webkit-backdrop-filter: saturate(140%) blur(8px);\n  backdrop-filter: saturate(140%) blur(8px);\n}\n.ge-sticky-cta[data-ge-visible=\"true\"] { transform: translateY(0); }\n.ge-sticky-cta-text { flex: 1 1 auto; min-width: 0; }\n.ge-sticky-cta-text strong { font-weight: 600; }\n.ge-sticky-cta-sub {\n  display: block;\n  font-size: 0.82em;\n  opacity: 0.7;\n  margin-top: 0.1em;\n}\n.ge-sticky-cta-actions { display: flex; gap: 0.45em; align-items: center; flex: 0 0 auto; }\n.ge-sticky-cta-btn {\n  display: inline-block;\n  padding: 0.55em 1.1em;\n  border-radius: 4px;\n  font-weight: 600;\n  font-size: 0.92em;\n  text-decoration: none;\n  background: #fff;\n  color: #111;\n  border: 0;\n  cursor: pointer;\n  white-space: nowrap;\n}\n.ge-sticky-cta-btn-secondary {\n  background: transparent;\n  color: #fff;\n  border: 1px solid rgba(255, 255, 255, .35);\n}\n.ge-sticky-cta-dismiss {\n  background: transparent;\n  border: 0;\n  color: rgba(255, 255, 255, .55);\n  font-size: 1.4em;\n  line-height: 1;\n  cursor: pointer;\n  padding: 0 0.2em;\n  margin-left: 0.2em;\n}\n.ge-sticky-cta-dismiss:hover { color: #fff; }\n@media (max-width: 560px) {\n  .ge-sticky-cta-sub { display: none; }\n  .ge-sticky-cta { padding: 0.55em 0.7em; gap: 0.5em; font-size: 0.88em; }\n  .ge-sticky-cta-btn { padding: 0.5em 0.8em; }\n}<\/style>\n<div class=\"ge-sticky-cta\" role=\"region\" aria-label=\"Contact this firm\">\n<div class=\"ge-sticky-cta-text\"><strong>Free consultation with CUI LAW GROUP<\/strong><span class=\"ge-sticky-cta-sub\">No obligation. We typically reply the same day.<\/span><\/div>\n<div class=\"ge-sticky-cta-actions\"><button type=\"button\" data-ge-open-contact class=\"ge-sticky-cta-btn\">Contact us<\/button><\/div>\n<p><button type=\"button\" class=\"ge-sticky-cta-dismiss\" aria-label=\"Dismiss\">&times;<\/button><\/div>\n<p><script>(function () {\n\tif (window.__geStickyCtaInit) return;\n\twindow.__geStickyCtaInit = true;\n\tvar bar = document.querySelector('.ge-sticky-cta');\n\tif (!bar) return;\n\tvar STORAGE_KEY = 'ge_sticky_cta_dismissed';\n\tvar SHOW_AFTER = 280;\n\tvar dismissed = false;\n\ttry { dismissed = sessionStorage.getItem(STORAGE_KEY) === '1'; } catch (e) {}\n\tif (dismissed) return;\n\tfunction tick() {\n\t\tif (dismissed) return;\n\t\tvar y = window.scrollY || window.pageYOffset || 0;\n\t\tbar.setAttribute('data-ge-visible', y > SHOW_AFTER ? 'true' : 'false');\n\t}\n\twindow.addEventListener('scroll', tick, { passive: true });\n\ttick();\n\tvar dismiss = bar.querySelector('.ge-sticky-cta-dismiss');\n\tif (dismiss) dismiss.addEventListener('click', function () {\n\t\tdismissed = true;\n\t\tbar.setAttribute('data-ge-visible', 'false');\n\t\ttry { sessionStorage.setItem(STORAGE_KEY, '1'); } catch (e) {}\n\t});\n})();<\/script><\/p>\n<div class=\"ge-article\">\n<p class=\"ge-byline\">By CUI LAW GROUP &nbsp;&middot;&nbsp; MAY 24, 2026 &nbsp;&middot;&nbsp; 10 MIN READ<\/p>\n<hr class=\"ge-byline-rule\" aria-hidden=\"true\">\n<figure class=\"ge-hero\"><img decoding=\"async\" src=\"https:\/\/images.unsplash.com\/photo-1505664194779-8beaceb93744?w=1200&amp;auto=format&amp;q=78\" alt=\"Lady Justice statue holding scales against a soft backdrop.\" loading=\"lazy\"><figcaption>Photo by <a href=\"https:\/\/unsplash.com\/@tingeyinjurylawfirm\" target=\"_blank\" rel=\"noopener noreferrer\">Tingey Injury Law Firm<\/a> on <a href=\"https:\/\/unsplash.com\" target=\"_blank\" rel=\"noopener noreferrer\">Unsplash<\/a><\/figcaption><\/figure>\n<hr \/>\n<h2>description: &quot;\u52a0\u5dde\u8087\u4e8b\u9003\u9038\u8eca\u798d\u5f8c\uff0c\u7d22\u8ce0\u91cd\u9ede\u901a\u5e38\u662f\u5148\u5831\u8b66\u3001\u76e1\u5feb\u5c31\u91ab\u3001\u4fdd\u5168\u8b49\u64da\u3001\u901a\u77e5\u4fdd\u96aa\u516c\u53f8\uff0c\u4e26\u7559\u610f\u4eba\u8eab\u50b7\u5bb3\u591a\u534a\u67092\u5e74\u8a34\u8a1f\u671f\u9650\u3002\u672c\u6587\u7528\u767d\u8a71\u6574\u7406\u52a0\u5dde\u8087\u4e8b\u9003\u9038\u8eca\u798d\u5f8c\u7d22\u8ce0\u6d41\u7a0b\u3001\u8b49\u64da\u91cd\u9ede\u3001\u4fdd\u96aa\u7406\u8ce0\u8207\u6642\u6548\u929c\u63a5\u3002&quot;<br \/>\nauthor: &quot;CUI LAW GROUP&quot;<br \/>\ndate: &quot;2026-05-23&quot;<\/h2>\n<h1>\u52a0\u5dde\u8087\u4e8b\u9003\u9038\u8eca\u798d\u5f8c\u7d22\u8ce0\u6d41\u7a0b\uff1a\u5148\u5831\u8b66\u3001\u518d\u4fdd\u5168\u8b49\u64da\u3001\u5225\u932f\u904e2\u5e74\u671f\u9650<\/h1>\n<p>\u8b1b\u767d\u4e00\u9ede\uff0c<strong>\u52a0\u5dde\u8087\u4e8b\u9003\u9038\u8eca\u798d\u5f8c\u7d22\u8ce0\u6d41\u7a0b<\/strong>\uff0c\u4f60\u5148\u505a\u7684\u4e0d\u662f\u4e82\u8ffd\u8eca\uff0c\u4e5f\u4e0d\u662f\u5148\u8ddf\u4fdd\u96aa\u5435\uff0c\u662f\u5148\u5831\u8b66\u3001\u5148\u770b\u91ab\u751f\u3001\u5148\u628a\u8b49\u64da\u6293\u4f4f\u3002\u52a0\u5dde\u4eba\u8eab\u50b7\u5bb3\u901a\u5e38\u770b <strong>Code of Civil Procedure \u00a7 335.1<\/strong> \u7684 <strong>2\u5e74<\/strong>\u671f\u9650\uff0c\u8eca\u640d\u901a\u5e38\u770b <strong>Code of Civil Procedure \u00a7 338<\/strong> \u7684 <strong>3\u5e74<\/strong>\u671f\u9650\uff1b\u4f60\u8d8a\u65e9\u52d5\uff0c\u8d8a\u4e0d\u5bb9\u6613\u88ab\u5c0d\u65b9\u8dd1\u6389\u3001\u8b49\u64da\u4e5f\u8d8a\u4e0d\u5bb9\u6613\u6d88\u5931\u3002<\/p>\n<h2>\u52a0\u5dde\u8087\u4e8b\u9003\u9038\u5f8c\uff0c\u7d22\u8ce0\u7b2c\u4e00\u6b65\u5230\u5e95\u8a72\u505a\u4ec0\u9ebc\uff1f<\/h2>\n<p>\u5148\u7a69\u4f4f\u3002\u771f\u7684\uff0c\u5148\u7a69\u4f4f\u3002\u4eba\u6c92\u4e8b\u5148\u79fb\u5230\u5b89\u5168\u5730\u65b9\uff0c\u6709\u50b7\u5c31\u53eb\u6551\u8b77\u8eca\uff0c\u9019\u4e00\u6b65\u6bd4\u4ec0\u9ebc\u90fd\u91cd\u8981\u3002\u4f60\u5982\u679c\u786c\u6490\uff0c\u5f8c\u9762\u4fdd\u96aa\u516c\u53f8\u5e38\u5e38\u5c31\u4e00\u53e5\u8a71\uff1a\u4f60\u7576\u4e0b\u90fd\u6c92\u53bb\u770b\u91ab\u751f\uff0c\u73fe\u5728\u600e\u9ebc\u8b49\u660e\u50b7\u662f\u9019\u5834\u8eca\u798d\u4f86\u7684\uff1f\u6240\u4ee5\uff0c\u5148\u6cbb\u7642\uff0c\u5148\u7559\u75c5\u6b77\uff0c\u9019\u4e0d\u662f\u77ef\u60c5\uff0c\u9019\u662f\u7d22\u8ce0\u6839\u57fa\u3002<\/p>\n<p>\u7b2c\u4e8c\u6b65\uff0c\u7acb\u523b\u5831\u8b66\u3002\u8087\u4e8b\u9003\u9038\u4e0d\u662f\u5c0f\u4e8b\uff0c\u8b66\u65b9\u7d00\u9304\u5f88\u91cd\u8981\u3002\u4f60\u4e0d\u8981\u4ee5\u70ba\u300c\u53cd\u6b63\u5c0d\u65b9\u8dd1\u4e86\uff0c\u5831\u8b66\u4e5f\u6c92\u7528\u300d\uff0c\u9019\u7a2e\u60f3\u6cd5\u6700\u5bb3\u4eba\u3002\u8b66\u65b9\u5831\u544a\u96d6\u7136\u4e0d\u7b49\u65bc\u4f60\u4e00\u5b9a\u8d0f\uff0c\u4f46\u5b83\u80fd\u56fa\u5b9a\u4e8b\u6545\u6642\u9593\u3001\u5730\u9ede\u3001\u8eca\u7a2e\u3001\u9003\u9038\u65b9\u5411\u3001\u76ee\u64ca\u8005\u8cc7\u8a0a\uff0c\u5f8c\u9762\u4e0d\u7ba1\u4f60\u8d70\u4fdd\u96aa\u3001\u8ac7\u548c\u89e3\uff0c\u9084\u662f\u5fc5\u8981\u6642\u9032\u6cd5\u9662\uff0c\u9019\u4efd\u8cc7\u6599\u90fd\u5f88\u6709\u4efd\u91cf\u3002<\/p>\n<p>\u7b2c\u4e09\u6b65\uff0c\u8b49\u64da\u5148\u6536\uff0c\u8d8a\u5feb\u8d8a\u72e0\u3002\u62cd\u8eca\u640d\u3001\u62cd\u715e\u8eca\u75d5\u3001\u62cd\u8def\u53e3\u3001\u62cd\u788e\u7247\u3001\u62cd\u8eab\u9ad4\u5916\u50b7\u3002\u9644\u8fd1\u6709\u5e97\u5bb6\u76e3\u8996\u5668\u3001\u4f4f\u5bb6\u9580\u53e3\u651d\u5f71\u6a5f\u3001\u4ea4\u901a\u93e1\u982d\uff0c\u4f60\u5c31\u8d95\u5feb\u8a18\u4f4d\u7f6e\u3002\u5f71\u7247\u9019\u6771\u897f\uff0c\u62d6\u4e00\u62d6\u5c31\u88ab\u6d17\u6389\u3002\u52a0\u5dde\u6c11\u4e8b\u7a0b\u5e8f\u88e1\u53ef\u4ee5\u9760\u50b3\u7968\u5411\u7b2c\u4e09\u65b9\u8abf\u8cc7\u6599\uff0c\u4f46\u524d\u63d0\u662f\u4f60\u5148\u77e5\u9053\u6771\u897f\u5728\u54ea\u88e1\u3002\u665a\u4e86\uff0c\u6c92\u4e86\uff0c\u5c31\u771f\u7684\u6c92\u4e86\u3002<\/p>\n<p>\u7b2c\u56db\u6b65\uff0c\u901a\u77e5\u81ea\u5df1\u7684\u4fdd\u96aa\u516c\u53f8\u3002\u5f88\u591a\u8087\u4e8b\u9003\u9038\u6848\u4ef6\uff0c\u4e00\u958b\u59cb\u627e\u4e0d\u5230\u5c0d\u65b9\uff0c\u73fe\u5be6\u4e0a\u5c31\u5e38\u8981\u5148\u770b\u4f60\u81ea\u5df1\u7684\u4fdd\u55ae\u6709\u6c92\u6709 <strong>Insurance Code \u00a7 11580.2<\/strong> \u4e0b\u9762\u5e38\u898b\u7684 UM\/UIM \u4fdd\u969c\u3002\u4f60\u4e0d\u8981\u4e00\u807d\u300c\u81ea\u5df1\u7684\u4fdd\u96aa\u300d\u5c31\u89ba\u5f97\u7a69\u4e86\uff0c\u4fdd\u96aa\u516c\u53f8\u4e0d\u662f\u6148\u5584\u6a5f\u69cb\uff0c\u8cc7\u6599\u4e0d\u5b8c\u6574\u3001\u901a\u5831\u592a\u6162\u3001\u50b7\u52e2\u8b49\u660e\u4e0d\u6e05\u695a\uff0c\u90fd\u53ef\u80fd\u8b93\u7406\u8ce0\u5361\u4f4f\u3002<\/p>\n<p>\u518d\u4f86\uff0c\u8a18\u4f4f\u5169\u500b\u5f88\u5be6\u5728\u7684\u6578\u5b57\u3002\u7b2c\u4e00\uff0cDMV \u7684 SR-1 \u901a\u5e38\u8981\u6c42\u5728\u4e8b\u6545\u5f8c <strong>10 days<\/strong> \u5167\u7533\u5831\uff0c\u5982\u679c\u6709\u4eba\u53d7\u50b7\u6b7b\u4ea1\uff0c\u6216\u8ca1\u640d\u8d85\u904e <strong>$1,000<\/strong>\uff0c\u5c31\u8981\u6ce8\u610f\u9019\u500b\u884c\u653f\u7533\u5831\u3002\u7b2c\u4e8c\uff0c\u52a0\u5dde\u81ea <strong>January 1, 2025<\/strong> \u8d77\uff0c\u6700\u4f4e\u6c7d\u8eca\u8cac\u4efb\u4fdd\u96aa\u984d\u5ea6\u63d0\u9ad8\u5230 <strong>$30,000 \/ $60,000 \/ $15,000<\/strong>\u3002\u9019\u4ee3\u8868\u4ec0\u9ebc\uff1f\u4ee3\u8868\u4e0d\u662f\u6bcf\u500b\u6848\u4ef6\u90fd\u53ea\u6709\u820a\u5236\u90a3\u7a2e\u5f88\u4f4e\u7684\u4fdd\u984d\uff0c\u4f46\u4e5f\u5225\u4ee5\u70ba\u4fdd\u984d\u4e00\u9ad8\uff0c\u4f60\u5c31\u4e00\u5b9a\u62ff\u5f97\u5230\u8db3\u5920\u8ce0\u511f\uff0c\u56e0\u70ba\u50b7\u5bb3\u91cd\u4e00\u9ede\uff0c\u91ab\u7642\u8cbb\u8ddf\u85aa\u8cc7\u640d\u5931\u5f88\u5feb\u5c31\u8d85\u904e\u3002<\/p>\n<p>\u4f60\u8981\u662f\u5df2\u7d93\u958b\u59cb\u982d\u5927\uff0c\u9019\u5f88\u6b63\u5e38\u3002\u8087\u4e8b\u9003\u9038\u6700\u7169\u7684\u5730\u65b9\u5c31\u662f\uff0c\u4eba\u8dd1\u4e86\uff0c\u8cc7\u6599\u788e\u4e86\uff0c\u6642\u9593\u9084\u5728\u5012\u6578\u3002\u9019\u6642\u5019\u53ef\u4ee5\u5148\u770b\u50cf <a href=\"http:\/\/cuilawgroup.com\/auto-accidents\">\u8eca\u798d\u4e8b\u6545\u8655\u7406\u8aaa\u660e<\/a>\u3001<a href=\"http:\/\/cuilawgroup.com\/personal-injury\">\u4eba\u8eab\u50b7\u5bb3\u6848\u4ef6\u670d\u52d9<\/a>\u3001<a href=\"http:\/\/cuilawgroup.com\/contact\">\u806f\u7d61 CUI LAW GROUP \u5b89\u6392\u514d\u8cbb\u8aee\u8a62<\/a> \u9019\u985e\u8cc7\u6e90\uff0c\u628a\u4e0b\u4e00\u6b65\u5148\u6392\u6e05\u695a\u3002\u8eca\u798d\u627e\u5d14\u5f8b\u5e2b\u5c31\u5c0d\u4e86\uff0c\u91cd\u9ede\u4e0d\u662f\u558a\u53e3\u865f\uff0c\u662f\u5225\u8b93\u4f60\u81ea\u5df1\u4e82\u8d70\u5230\u6b7b\u89d2\u3002<\/p>\n<figure class=\"ge-inline\"><img decoding=\"async\" src=\"https:\/\/images.unsplash.com\/photo-1453928582365-b6ad33cbcf64?w=1100&amp;auto=format&amp;q=78\" alt=\"Open law book with annotated pages.\" loading=\"lazy\"><figcaption>Photo by <a href=\"https:\/\/unsplash.com\/@pavstyuk\" target=\"_blank\" rel=\"noopener noreferrer\">Mikhail Pavstyuk<\/a> on <a href=\"https:\/\/unsplash.com\" target=\"_blank\" rel=\"noopener noreferrer\">Unsplash<\/a><\/figcaption><\/figure>\n<h2>\u52a0\u5dde\u8087\u4e8b\u9003\u9038\u8eca\u798d\u7d22\u8ce0\u6709\u54ea\u4e9b\u5e38\u898b\u554f\u984c\uff1f<\/h2>\n<p>\u5f88\u591a\u4eba\u7b2c\u4e00\u500b\u554f\u984c\u5c31\u662f\uff1a\u5c0d\u65b9\u90fd\u8dd1\u4e86\uff0c\u6211\u9084\u80fd\u4e0d\u80fd\u6c42\u511f\uff1f\u7b54\u6848\u662f\uff0c\u5e38\u5e38\u9084\u662f\u53ef\u4ee5\u3002\u56e0\u70ba\u8087\u4e8b\u9003\u9038\u6848\u4ef6\u4e0d\u4e00\u5b9a\u53ea\u9760\u627e\u5230\u8087\u4e8b\u8005\u672c\u4eba\uff0c\u6709\u6642\u662f\u5148\u8d70\u81ea\u5df1\u7684 UM\/UIM\uff0c\u6709\u6642\u5148\u8655\u7406\u91ab\u7642\u3001\u8eca\u640d\u3001\u8b49\u64da\uff0c\u518d\u770b\u8b66\u65b9\u6216\u5f8c\u7e8c\u8abf\u67e5\u80fd\u4e0d\u80fd\u628a\u4eba\u63ea\u51fa\u4f86\u3002\u4f60\u4e0d\u662f\u53ea\u80fd\u5750\u8457\u7b49\u3002<\/p>\n<p>\u7b2c\u4e8c\u500b\u5e38\u898b\u8aa4\u6703\u662f\uff1a\u5f8c\u8eca\u649e\u524d\u8eca\uff0c\u5c31\u4e00\u5b9a\u662f\u5c0d\u65b9\u5168\u8cac\uff1b\u6216\u8005\u53cd\u904e\u4f86\uff0c\u81ea\u5df1\u5982\u679c\u6709\u4e00\u9ede\u5931\u8aa4\uff0c\u5c31\u5b8c\u5168\u62ff\u4e0d\u5230\u3002\u9019\u5169\u7a2e\u90fd\u592a\u6b7b\u3002\u52a0\u5dde\u7528\u7684\u662f\u904e\u5931\u5206\u914d\u5236\u5ea6\uff0c\u91cd\u9ede\u5728 <strong>Civil Code \u00a7 1714<\/strong> \u548c\u6bd4\u8f03\u904e\u5931\u539f\u5247\u3002\u5c31\u7b97\u4f60\u81ea\u5df1\u6709\u90e8\u5206\u8cac\u4efb\uff0c\u4e5f\u4e0d\u4ee3\u8868\u5b8c\u5168\u4e0d\u80fd\u8acb\u6c42\uff1b\u8ce0\u511f\u53ef\u80fd\u6703\u4f9d\u4f60\u7684\u8cac\u4efb\u6bd4\u4f8b\u88ab\u6263\u3002<strong>CACI No. 405<\/strong> \u53cd\u6620\u7684\u4e5f\u662f\u9019\u500b\u65b9\u5411\uff1a\u88ab\u544a\u8981\u8b49\u660e\u539f\u544a\u6709\u758f\u5931\uff0c\u800c\u4e14\u9019\u500b\u758f\u5931\u5c0d\u50b7\u5bb3\u6709\u5be6\u8cea\u5f71\u97ff\u3002<\/p>\n<p>\u9084\u6709\u4eba\u6703\u554f\uff1a\u8087\u4e8b\u9003\u9038\u662f\u4e0d\u662f\u5c31\u80fd\u76f4\u63a5\u62ff\u61f2\u7f70\u6027\u8ce0\u511f\uff1f\u5148\u5225\u60f3\u592a\u5feb\u3002<strong>Civil Code \u00a7 3294<\/strong> \u7684\u61f2\u7f70\u6027\u8ce0\u511f\u4e0d\u662f\u6bcf\u500b\u6848\u4ef6\u90fd\u6709\uff0c\u8981\u770b\u6709\u6c92\u6709\u60e1\u610f\u3001\u58d3\u8feb\u6216\u8a50\u6b3a\u7b49\u66f4\u9ad8\u9580\u6abb\u3002\u8087\u4e8b\u9003\u9038\u672c\u8eab\u5f88\u7cdf\uff0c\u4f46\u6c11\u4e8b\u4e0a\u80fd\u4e0d\u80fd\u8d70\u5230\u9019\u4e00\u6b65\uff0c\u8981\u770b\u5177\u9ad4\u8b49\u64da\uff0c\u4e0d\u662f\u4f60\u751f\u6c23\u5c31\u7b97\u3002<\/p>\n<p>\u9084\u6709\u4e00\u500b\u5f88\u73fe\u5be6\u7684\u554f\u984c\uff1a\u4fdd\u96aa\u516c\u53f8\u62d6\u6642\u9593\u600e\u9ebc\u8fa6\uff1f\u8b1b\u96e3\u807d\u9ede\uff0c\u9019\u7a2e\u4e8b\u4e0d\u5c11\u898b\u3002\u52a0\u5dde\u5c0d\u4e0d\u516c\u5e73\u7406\u8ce0\u6709 <strong>Insurance Code \u00a7 790.03<\/strong> \u9019\u985e\u898f\u7bc4\uff0c\u4fdd\u96aa\u516c\u53f8\u4e0d\u80fd\u7121\u7406\u62d6\u5ef6\u6216\u7121\u7406\u62d2\u8ce0\u3002\u4f46\u4f60\u8981\u771f\u7684\u628a\u9019\u4ef6\u4e8b\u8b1b\u5f97\u52d5\uff0c\u901a\u5e38\u9084\u662f\u5f97\u9760\u5b8c\u6574\u8cc7\u6599\uff1a\u4e8b\u6545\u901a\u5831\u3001\u75c5\u6b77\u3001\u7dad\u4fee\u4f30\u50f9\u3001\u6536\u5165\u8b49\u660e\u3001\u76ee\u64ca\u8005\u8cc7\u6599\u3002\u4e0d\u662f\u4f60\u8aaa\u300c\u4ed6\u5f88\u58de\u300d\u5c31\u5920\u3002<\/p>\n<p>\u518d\u8b1b\u767d\u4e00\u9ede\uff0c\u7d22\u8ce0\u4e0d\u662f\u6bd4\u8ab0\u5927\u8072\uff0c\u662f\u6bd4\u8ab0\u7559\u5f97\u4f4f\u8b49\u64da\u3001\u8b1b\u5f97\u6e05\u6642\u9593\u7dda\u3002\u4f60\u4eca\u5929\u982d\u75db\u3001\u660e\u5929\u80a9\u8180\u75db\u3001\u4e0b\u9031\u624d\u7b2c\u4e00\u6b21\u770b\u91ab\u751f\uff0c\u5c0d\u65b9\u5c31\u6703\u6293\u4f4f\u4e2d\u9593\u7a7a\u7a97\u6253\u4f60\u3002\u4f60\u8eca\u5b50\u5148\u4fee\u4e86\u537b\u6c92\u62cd\u7167\uff0c\u5f8c\u9762\u8eca\u640d\u7bc4\u570d\u53c8\u8aaa\u4e0d\u6e05\u3002\u9019\u4e9b\u5751\uff0c\u90fd\u662f\u4e00\u822c\u4eba\u6700\u5bb9\u6613\u8e29\u7684\u5751\u3002<\/p>\n<p>\u5982\u679c\u4f60\u9700\u8981\u4e2d\u6587\u6216 English \u6e9d\u901a\uff0cCUI LAW GROUP \u672c\u4f86\u5c31\u8655\u7406\u4eba\u8eab\u50b7\u5bb3\u3001\u6c7d\u8eca\u4e8b\u6545\u3001\u5361\u8eca\u4e8b\u6545\u9019\u985e\u6848\u4ef6\u3002\u9019\u7a2e\u6848\u5b50\u8d8a\u65e9\u628a\u6d41\u7a0b\u62c9\u76f4\uff0c\u5f8c\u9762\u8d8a\u4e0d\u5bb9\u6613\u88ab\u4fdd\u96aa\u727d\u8457\u9f3b\u5b50\u8d70\u3002\u4f60\u4e5f\u53ef\u4ee5\u5148\u770b\u770b <a href=\"http:\/\/cuilawgroup.com\/auto-accidents\">\u6c7d\u8eca\u4e8b\u6545\u6848\u4ef6\u8cc7\u8a0a<\/a> \u6216 <a href=\"http:\/\/cuilawgroup.com\/truck-accidents\">\u5361\u8eca\u4e8b\u6545\u670d\u52d9\u5167\u5bb9<\/a>\uff0c\u5148\u641e\u61c2\u81ea\u5df1\u5927\u6982\u7ad9\u5728\u54ea\u88e1\u3002<\/p>\n<figure class=\"ge-inline\"><img decoding=\"async\" src=\"https:\/\/images.unsplash.com\/photo-1455390582262-044cdead277a?w=1100&amp;auto=format&amp;q=78\" alt=\"Notebook, glasses, and a cup of coffee on a writer&#x27;s desk.\" loading=\"lazy\"><figcaption>Photo by <a href=\"https:\/\/unsplash.com\/@aaronburden\" target=\"_blank\" rel=\"noopener noreferrer\">Aaron Burden<\/a> on <a href=\"https:\/\/unsplash.com\" target=\"_blank\" rel=\"noopener noreferrer\">Unsplash<\/a><\/figcaption><\/figure>\n<h2>\u8d70\u52a0\u5dde\u8087\u4e8b\u9003\u9038\u7d22\u8ce0\u6d41\u7a0b\u6642\uff0c\u54ea\u4e9b\u8b49\u64da\u6700\u95dc\u9375\uff1f<\/h2>\n<p>\u5148\u8b1b\u7b54\u6848\uff1a\u75c5\u6b77\u3001\u8b66\u65b9\u5831\u544a\u3001\u73fe\u5834\u7167\u7247\u5f71\u7247\u3001\u76ee\u64ca\u8005\u8cc7\u6599\u3001\u8eca\u640d\u8cc7\u6599\uff0c\u9019\u4e94\u6a23\u6700\u5e38\u662f\u4e3b\u9aa8\u67b6\u3002\u5c11\u4e00\u6a23\u4e0d\u4e00\u5b9a\u6c92\u6551\uff0c\u4f46\u5c11\u5f88\u591a\u6a23\uff0c\u6848\u5b50\u5c31\u5bb9\u6613\u6563\u3002<\/p>\n<p>\u75c5\u6b77\u70ba\u4ec0\u9ebc\u6392\u7b2c\u4e00\uff1f\u56e0\u70ba\u50b7\u5bb3\u8ce0\u511f\u6700\u6015\u7684\u5c31\u662f\u300c\u4f60\u600e\u9ebc\u8b49\u660e\u6709\u50b7\uff0c\u800c\u4e14\u662f\u9019\u6b21\u649e\u51fa\u4f86\u7684\uff1f\u300d\u52a0\u5dde\u8b49\u64da\u6cd5\u4e0a\uff0c\u91ab\u7642\u7d00\u9304\u5e38\u6703\u78b0\u5230 <strong>Evidence Code \u00a7 1271<\/strong> \u7684\u5546\u696d\u7d00\u9304\u4f8b\u5916\u57fa\u790e\u3002\u4f60\u4e0d\u7528\u80cc\u6cd5\u689d\uff0c\u4f60\u53ea\u8981\u8a18\u4f4f\uff1a\u8d8a\u65e9\u5c31\u91ab\u3001\u8d8a\u6301\u7e8c\u6cbb\u7642\u3001\u7d00\u9304\u8d8a\u5b8c\u6574\uff0c\u5f8c\u9762\u8d8a\u7ad9\u5f97\u4f4f\u3002\u6025\u8a3a\u3001\u5f71\u50cf\u6aa2\u67e5\u3001\u5fa9\u5065\u3001\u56de\u8a3a\u3001\u8655\u65b9\uff0c\u901a\u901a\u8981\u7559\u3002<\/p>\n<p>\u8b66\u65b9\u5831\u544a\u5f88\u91cd\u8981\uff0c\u4f46\u4f60\u4e5f\u5225\u628a\u5b83\u795e\u5316\u3002\u5b83\u80fd\u56fa\u5b9a\u5f88\u591a\u4e8b\u5be6\uff0c\u53ef\u662f\u88e1\u9762\u6709\u4e9b\u5167\u5bb9\u5f8c\u9762\u80fd\u4e0d\u80fd\u76f4\u63a5\u7576\u8b49\u64da\u7528\uff0c\u9084\u662f\u6703\u727d\u6d89\u50b3\u805e\u7b49\u554f\u984c\u3002\u6240\u4ee5\u771f\u6b63\u5be6\u52d9\u4e0a\uff0c\u8b66\u65b9\u5831\u544a\u662f\u8d77\u9ede\uff0c\u4e0d\u662f\u7d42\u9ede\u3002\u4f60\u9084\u662f\u8981\u88dc\u7167\u7247\u3001\u88dc\u8b49\u4eba\u3001\u88dc\u91ab\u7642\u3001\u88dc\u901a\u806f\u6216\u76e3\u8996\u5668\u7dda\u7d22\u3002<\/p>\n<p>\u5f71\u7247\u8b49\u64da\uff0c\u72e0\u89d2\u8272\u3002\u5c24\u5176\u8087\u4e8b\u9003\u9038\uff0c\u5f71\u7247\u5e38\u5e38\u662f\u628a\u8eca\u724c\u3001\u8eca\u578b\u3001\u9003\u9038\u8def\u7dda\u91d8\u6b7b\u7684\u95dc\u9375\u3002\u5e97\u5bb6\u76e3\u8996\u5668\u3001\u8def\u53e3\u651d\u5f71\u3001\u884c\u8eca\u7d00\u9304\u5668\u3001\u4f4f\u5bb6\u651d\u5f71\u6a5f\uff0c\u90fd\u8981\u5feb\u3002\u52a0\u5dde\u6c11\u4e8b\u767c\u73fe\u7a0b\u5e8f\u53ef\u7528 <strong>CCP \u00a7\u00a7 2017.010, 2031.010, 2033.010, 2024.020<\/strong> \u53bb\u8981\u8cc7\u6599\u3001\u8981\u6c42\u627f\u8a8d\u3001\u5b89\u6392\u6642\u9650\uff0c\u4f46\u524d\u63d0\u9084\u662f\u90a3\u53e5\u8001\u8a71\uff1a\u4f60\u5148\u77e5\u9053\u53bb\u54ea\u88e1\u8981\u3002\u4f60\u4e0d\u77e5\u9053\uff0c\u7a0b\u5e8f\u518d\u5f37\u4e5f\u6253\u4e0d\u5230\u9ede\u3002<\/p>\n<p>\u76ee\u64ca\u8005\u8cc7\u6599\uff0c\u4e5f\u5f88\u786c\u3002\u4e0d\u662f\u53ea\u7559\u4e00\u500b\u540d\u5b57\u5c31\u7b97\uff0c\u8981\u80fd\u627e\u5230\u4eba\u3001\u77e5\u9053\u4ed6\u770b\u5230\u4ec0\u9ebc\u3001\u7ad9\u5728\u54ea\u88e1\u3001\u4f55\u6642\u770b\u5230\u3002\u8d8a\u65e9\u806f\u7d61\u8d8a\u597d\uff0c\u62d6\u4e45\u4e86\u8a18\u61b6\u6de1\u6389\uff0c\u8b49\u8a5e\u5c31\u9b06\u3002\u5fc5\u8981\u6642\u53ef\u4ee5\u900f\u904e\u66f8\u9762\u554f\u984c\u3001\u6587\u4ef6\u8981\u6c42\u3001\u50b3\u7968\u3001\u8b49\u8a5e\u7a0b\u5e8f\u53bb\u56fa\u5b9a\u5167\u5bb9\u3002\u9019\u7a2e\u8b49\u64da\u4e0d\u662f\u82b1\u5de7\uff0c\u662f\u628a\u98c4\u7684\u6771\u897f\u8b8a\u6210\u80fd\u7528\u7684\u6771\u897f\u3002<\/p>\n<p>\u8eca\u640d\u8207\u73fe\u5834\u7269\u8b49\u4e5f\u5225\u5ffd\u7565\u3002\u4fdd\u687f\u649e\u9ede\u3001\u70e4\u6f06\u8f49\u79fb\u3001\u788e\u7247\u4f4d\u7f6e\u3001\u715e\u8eca\u75d5\u3001\u8def\u53e3\u865f\u8a8c\uff0c\u9019\u4e9b\u6771\u897f\u6709\u6642\u80fd\u56de\u63a8\u649e\u64ca\u89d2\u5ea6\u8207\u9003\u9038\u65b9\u5411\u3002\u5c31\u7b97\u662f\u8087\u4e8b\u9003\u9038\uff0c\u8cac\u4efb\u57fa\u790e\u9084\u662f\u96e2\u4e0d\u958b\u4e00\u822c\u904e\u5931\u6cd5\u7406\uff0c\u6838\u5fc3\u9084\u662f <strong>Civil Code \u00a7 1714(a)<\/strong>\u3002\u6709\u4e9b\u6848\u4ef6\u5982\u679c\u9084\u727d\u6d89\u8ddf\u8eca\u904e\u8fd1\uff0c<strong>California Vehicle Code 21703<\/strong> \u4e5f\u6703\u6210\u70ba\u5224\u65b7\u99d5\u99db\u662f\u5426\u5408\u7406\u8b39\u614e\u7684\u91cd\u8981\u53c3\u8003\u3002<\/p>\n<p>\u518d\u63d0\u9192\u4e00\u6b21\uff0c\u8b49\u64da\u4e0d\u662f\u8d8a\u591a\u8d8a\u597d\uff0c\u662f\u8d8a\u65e9\u8d8a\u597d\u3001\u8d8a\u80fd\u4e32\u8d77\u4f86\u8d8a\u597d\u3002\u4f60\u4eca\u5929\u7559\u5341\u5f35\u6a21\u7cca\u7167\u7247\uff0c\u4e0d\u5982\u4e00\u6bb5\u6e05\u695a\u5f71\u7247\u52a0\u4e00\u4efd\u5b8c\u6574\u6025\u8a3a\u7d00\u9304\u3002\u4f60\u4eca\u5929\u6709\u4e09\u500b\u8b49\u4eba\u540d\u5b57\uff0c\u4e0d\u5982\u4e00\u500b\u9858\u610f\u56de\u96fb\u3001\u9858\u610f\u8aaa\u6e05\u695a\u7684\u4eba\u3002\u9019\u500b\u5dee\u5225\uff0c\u5f88\u5927\u3002<\/p>\n<h2>\u52a0\u5dde\u8087\u4e8b\u9003\u9038\u8eca\u798d\u5f8c\uff0c\u7d22\u8ce0\u3001\u4fdd\u96aa\u7406\u8ce0\u8207\u8a34\u8a1f\u6642\u6548\u600e\u9ebc\u929c\u63a5\uff1f<\/h2>\n<p>\u9019\u4e00\u6bb5\u6700\u5bb9\u6613\u8b93\u4eba\u641e\u6df7\uff0c\u6211\u76f4\u63a5\u62c6\u7d66\u4f60\u770b\u3002\u7b2c\u4e00\u689d\u7dda\uff0c\u662f\u8eab\u9ad4\u50b7\u5bb3\u7d22\u8ce0\u3002\u7b2c\u4e8c\u689d\u7dda\uff0c\u662f\u8eca\u8f1b\u8ca1\u640d\u3002\u7b2c\u4e09\u689d\u7dda\uff0c\u662f\u4fdd\u96aa\u7406\u8ce0\u7a0b\u5e8f\u3002\u4e09\u689d\u7dda\u540c\u6642\u8dd1\uff0c\u4e0d\u662f\u6392\u968a\u4e00\u500b\u4e00\u500b\u4f86\u3002<\/p>\n<p>\u5148\u8aaa\u6642\u6548\u3002\u4e00\u822c\u4eba\u8eab\u50b7\u5bb3\uff0c\u901a\u5e38\u770b <strong>Code of Civil Procedure \u00a7 335.1<\/strong>\uff0c\u4e5f\u5c31\u662f <strong>2 years<\/strong>\u3002\u8eca\u640d\u901a\u5e38\u770b <strong>Code of Civil Procedure \u00a7 338<\/strong>\uff0c\u4e5f\u5c31\u662f <strong>3 years<\/strong>\u3002\u4f60\u4e0d\u8981\u56e0\u70ba\u4fdd\u96aa\u9084\u5728\u8ac7\uff0c\u5c31\u4ee5\u70ba\u6cd5\u9662\u671f\u9650\u6703\u81ea\u5df1\u505c\u4f4f\u3002\u5f88\u591a\u4eba\u5c31\u662f\u8ac7\u8457\u8ac7\u8457\uff0c\u7d50\u679c\u671f\u9650\u904e\u4e86\uff0c\u5f8c\u9762\u624d\u767c\u73fe\u81ea\u5df1\u628a\u724c\u6253\u6c92\u4e86\u3002<\/p>\n<p>\u518d\u8aaa\u4fdd\u96aa\u3002\u8087\u4e8b\u9003\u9038\u5e38\u898b\u60c5\u6cc1\u662f\u5148\u5411\u81ea\u5df1\u4fdd\u96aa\u516c\u53f8\u901a\u77e5\u4e8b\u6545\uff0c\u4e3b\u5f35 UM\/UIM \u6216\u5176\u4ed6\u9069\u7528\u4fdd\u969c\u3002\u4f60\u8981\u6e96\u5099\u7684\uff0c\u901a\u5e38\u5305\u62ec\u4e8b\u6545\u6642\u9593\u5730\u9ede\u3001\u8b66\u65b9\u5831\u544a\u865f\u78bc\u3001\u7167\u7247\u3001\u91ab\u7642\u8cc7\u6599\u3001\u5de5\u4f5c\u640d\u5931\u8cc7\u6599\u3001\u8eca\u640d\u4f30\u50f9\u3002\u5c0d\u65b9\u82e5\u5f8c\u4f86\u627e\u5230\uff0c\u518d\u8996\u60c5\u6cc1\u5411\u5c0d\u65b9\u4fdd\u96aa\u6216\u672c\u4eba\u8ffd\u511f\u3002\u6d41\u7a0b\u4e0a\uff0c\u5e38\u662f\u5148\u7533\u5831\u3001\u88dc\u4ef6\u3001\u5354\u5546\uff1b\u8ac7\u4e0d\u650f\uff0c\u518d\u9032\u8a34\u8a1f\u3002<\/p>\n<p>\u5982\u679c\u6700\u5f8c\u8981\u544a\uff0c\u901a\u5e38\u5c31\u662f\u5728\u52a0\u5dde\u9ad8\u7b49\u6cd5\u9662\u63d0\u8d77\u8a34\u72c0\u3002\u6cd5\u9662\u81ea\u52a9\u8cc7\u8a0a\u4e5f\u63d0\u9192\uff0c\u8eca\u798d\u6848\u4ef6\u5e38\u540c\u6642\u6d89\u53ca\u4eba\u50b7\u8ddf\u8eca\u640d\uff0c\u5be6\u52d9\u4e0a\u6703\u4e00\u8d77\u8655\u7406\u3002\u9032\u5165\u8a34\u8a1f\u5f8c\uff0c\u624d\u6703\u9032\u4e00\u6b65\u8d70\u8b49\u64da\u958b\u793a\u3001\u6587\u4ef6\u8abf\u53d6\u3001\u8b49\u4eba\u8a62\u554f\u7b49\u3002\u50cf <strong>CCP \u00a7 2033.010<\/strong> \u53ef\u7528\u4f86\u8981\u6c42\u5c0d\u65b9\u627f\u8a8d\u7279\u5b9a\u4e8b\u5be6\uff0c<strong>CCP \u00a7 2024.020<\/strong> \u5247\u95dc\u4fc2\u5230\u767c\u73fe\u7a0b\u5e8f\u622a\u6b62\u3002\u9019\u4e9b\u4e0d\u662f\u7d66\u4f60\u80cc\u7684\uff0c\u662f\u63d0\u9192\u4f60\uff1a\u5225\u4ee5\u70ba\u63d0\u544a\u5c31\u53ea\u662f\u586b\u4e00\u5f35\u7d19\uff0c\u5f8c\u9762\u6bcf\u4e00\u6b65\u90fd\u6709\u7bc0\u594f\u3002<\/p>\n<p>\u9084\u6709\u500b\u91cd\u9ede\uff0c\u5225\u5fd8\u4e86 DMV \u884c\u653f\u7533\u5831\u548c\u6c11\u4e8b\u7d22\u8ce0\u4e0d\u662f\u540c\u4e00\u4ef6\u4e8b\u3002SR-1 \u7684 <strong>10 days<\/strong>\uff0c\u662f\u884c\u653f\u9762\uff1b\u6c11\u4e8b\u7684 <strong>2 years<\/strong>\u3001<strong>3 years<\/strong>\uff0c\u662f\u8a34\u8a1f\u9762\u3002\u4f60\u5169\u500b\u90fd\u53ef\u80fd\u8981\u9867\u3002\u52a0\u5dde\u7684\u5f37\u5236\u8ca1\u52d9\u8cac\u4efb\u5236\u5ea6\u4e5f\u8ddf\u4f60\u7684\u4fdd\u96aa\u3001\u99d5\u7167\u98a8\u96aa\u6709\u95dc\uff0c\u76f8\u95dc\u898f\u7bc4\u6d89\u53ca <strong>Vehicle Code \u00a7\u00a7 16000\u201316078<\/strong>\u3002\u8b1b\u5f97\u76f4\u767d\u9ede\uff1a\u5225\u4ee5\u70ba\u5831\u4e86\u4fdd\u96aa\u5c31\u7b49\u65bc\u4e00\u5207\u90fd\u5831\u5b8c\u3002<\/p>\n<p>\u82e5\u4e8b\u6545\u727d\u6d89\u653f\u5e9c\u8eca\u8f1b\u6216\u516c\u5bb6\u55ae\u4f4d\uff0c\u6642\u9593\u53ef\u80fd\u66f4\u77ed\uff0c\u898f\u5247\u4e5f\u4e0d\u540c\u3002\u9019\u7a2e\u5c31\u4e0d\u80fd\u7528\u4e00\u822c\u8eca\u798d\u7bc0\u594f\u770b\u3002\u4f60\u5982\u679c\u4e00\u958b\u59cb\u5c31\u61f7\u7591\u5c0d\u65b9\u662f\u516c\u8eca\u3001\u516c\u52d9\u8eca\u3001\u9053\u8def\u7dad\u8b77\u55ae\u4f4d\uff0c\u771f\u7684\u5225\u62d6\u3002<\/p>\n<p>\u672c\u6587\u662f\u4e00\u822c\u8cc7\u8a0a\uff0c\u4e0d\u662f\u91dd\u5c0d\u4f60\u500b\u6848\u7684\u6cd5\u5f8b\u610f\u898b\u3002\u6bcf\u500b\u6848\u5b50\u7684\u4fdd\u55ae\u689d\u6b3e\u3001\u53d7\u50b7\u7a0b\u5ea6\u3001\u8b49\u64da\u5b8c\u6574\u5ea6\u3001\u5c0d\u65b9\u662f\u5426\u627e\u5f97\u5230\uff0c\u90fd\u6703\u5f71\u97ff\u5224\u65b7\u3002CUI LAW GROUP \u8655\u7406\u52a0\u5dde\u4eba\u8eab\u50b7\u5bb3\u3001\u6c7d\u8eca\u4e8b\u6545\u3001\u5361\u8eca\u4e8b\u6545\u6848\u4ef6\uff0c\u4e5f\u53ef\u7528\u4e2d\u6587\u6216 English \u6e9d\u901a\uff1b\u5982\u679c\u4f60\u73fe\u5728\u6b63\u5728\u5361\u5728\u5831\u8b66\u3001\u7406\u8ce0\u3001\u6642\u6548\u54ea\u4e00\u6b65\uff0c\u5148\u628a\u65b9\u5411\u5f04\u6b63\uff0c\u6bd4\u4f60\u81ea\u5df1\u4e82\u731c\u7701\u4e8b\u5f97\u591a\u3002\u8eca\u798d\u627e\u5d14\u5f8b\u5e2b\u5c31\u5c0d\u4e86\uff0c\u81f3\u5c11\u5148\u628a\u6d41\u7a0b\u8b1b\u660e\u767d\u3002<\/p>\n<p>\u95dc\u65bc\u8cbb\u7528\uff0c\u4e5f\u8ddf\u4f60\u8aaa\u6e05\u695a\u3002\u9019\u985e\u4eba\u8eab\u50b7\u5bb3\u6848\u4ef6\uff0c\u5f88\u591a\u6642\u5019\u662f\u6309\u6210\u679c\u5831\u916c\u65b9\u5f0f\u8655\u7406\uff1b\u4e00\u822c\u4f86\u8aaa\uff0c\u82e5\u6700\u5f8c\u6c92\u6709\u6210\u529f\u53d6\u5f97\u8ce0\u511f\uff0c\u901a\u5e38\u4e0d\u6703\u5411\u4f60\u6536\u53d6\u5f8b\u5e2b\u8cbb\uff0c\u4f46\u500b\u6848\u7d30\u7bc0\u3001\u8a34\u8a1f\u6210\u672c\u8207\u66f8\u9762\u7d04\u5b9a\u4ecd\u8981\u53e6\u5916\u78ba\u8a8d\u3002\u4f60\u5148\u628a\u6848\u60c5\u62ff\u51fa\u4f86\u8a55\u4f30\uff0c\u6bd4\u81ea\u5df1\u60b6\u8457\u625b\u66f4\u5be6\u5728\u3002<\/p>\n<h2>FAQ<\/h2>\n<h3>\u52a0\u5dde\u8087\u4e8b\u9003\u9038\u5f8c\uff0c\u6c92\u6709\u627e\u5230\u5c0d\u65b9\u8eca\u724c\u9084\u80fd\u7d22\u8ce0\u55ce\uff1f<\/h3>\n<p>\u53ef\u4ee5\uff0c\u5f88\u591a\u60c5\u6cc1\u4e0b\u9084\u662f\u80fd\u5148\u8d70\u7d22\u8ce0\u6d41\u7a0b\u3002\u91cd\u9ede\u662f\u7acb\u523b\u5831\u8b66\u3001\u4fdd\u7559\u73fe\u5834\u8b49\u64da\u3001\u8490\u96c6\u76ee\u64ca\u8005\u8cc7\u6599\uff0c\u4e26\u76e1\u5feb\u901a\u77e5\u81ea\u5df1\u7684\u4fdd\u96aa\u516c\u53f8\uff1b\u82e5\u4fdd\u55ae\u6709 <strong>Insurance Code \u00a7 11580.2<\/strong> \u4e0b\u5e38\u898b\u7684 UM\/UIM \u4fdd\u969c\uff0c\u53ef\u80fd\u5148\u5f9e\u81ea\u5df1\u7684\u4fdd\u96aa\u7406\u8ce0\u8457\u624b\u3002\u627e\u4e0d\u5230\u8eca\u724c\u6703\u589e\u52a0\u96e3\u5ea6\uff0c\u4f46\u4e0d\u4ee3\u8868\u4e00\u5b9a\u6c92\u6709\u8def\u3002<\/p>\n<h3>\u6211\u53ef\u4ee5\u5148\u5411\u81ea\u5df1\u7684\u4fdd\u96aa\u516c\u53f8\u7533\u8acb UM\/UIM \u7406\u8ce0\u55ce\uff1f<\/h3>\n<p>\u901a\u5e38\u53ef\u4ee5\uff0c\u9019\u5728\u8087\u4e8b\u9003\u9038\u6848\u4ef6\u5f88\u5e38\u898b\u3002\u4f60\u8981\u6e96\u5099\u8b66\u65b9\u5831\u544a\u3001\u7167\u7247\u3001\u5c31\u91ab\u7d00\u9304\u3001\u85aa\u8cc7\u640d\u5931\u8cc7\u6599\u7b49\uff0c\u8b93\u4fdd\u96aa\u516c\u53f8\u77e5\u9053\u4e8b\u6545\u78ba\u6709\u767c\u751f\u3001\u50b7\u5bb3\u8207\u4e8b\u6545\u6709\u95dc\u3002\u4fdd\u96aa\u516c\u53f8\u4ecd\u6709\u7fa9\u52d9\u5408\u7406\u8655\u7406\u7406\u8ce0\uff0c\u76f8\u95dc\u4e0d\u516c\u5e73\u7406\u8ce0\u6846\u67b6\u53ef\u898b <strong>Insurance Code \u00a7 790.03<\/strong>\u3002<\/p>\n<h3>\u52a0\u5dde\u8087\u4e8b\u9003\u9038\u8eca\u798d\u7684\u4eba\u8eab\u50b7\u5bb3\u8a34\u8a1f\u671f\u9650\u662f\u591a\u4e45\uff1f<\/h3>\n<p>\u4e00\u822c\u4f86\u8aaa\u662f <strong>2 years<\/strong>\uff0c\u901a\u5e38\u4f9d <strong>Code of Civil Procedure \u00a7 335.1<\/strong> \u8a08\u7b97\u3002\u82e5\u662f\u8eca\u8f1b\u8ca1\u7269\u640d\u5bb3\uff0c\u901a\u5e38\u662f <strong>3 years<\/strong>\uff0c\u770b <strong>Code of Civil Procedure \u00a7 338<\/strong>\u3002\u4f46\u5982\u679c\u6d89\u53ca\u653f\u5e9c\u55ae\u4f4d\uff0c\u524d\u7f6e\u7a0b\u5e8f\u8207\u671f\u9650\u53ef\u80fd\u66f4\u77ed\uff0c\u4e0d\u80fd\u7528\u4e00\u822c\u6848\u4ef6\u5957\u4e0a\u53bb\u3002<\/p>\n<h3>\u5982\u679c\u4e8b\u6545\u767c\u751f\u6642\u6709\u8b66\u65b9\u5831\u544a\uff0c\u5c0d\u7d22\u8ce0\u6709\u591a\u91cd\u8981\uff1f<\/h3>\n<p>\u5f88\u91cd\u8981\uff0c\u56e0\u70ba\u8b66\u65b9\u5831\u544a\u80fd\u56fa\u5b9a\u4e8b\u6545\u6642\u9593\u3001\u5730\u9ede\u3001\u521d\u6b65\u6558\u8ff0\u3001\u9003\u9038\u60c5\u6cc1\u8207\u53ef\u80fd\u8b49\u4eba\u3002\u4e0d\u904e\u5b83\u901a\u5e38\u662f\u91cd\u8981\u8d77\u9ede\uff0c\u4e0d\u662f\u5168\u90e8\u8b49\u64da\uff1b\u4f60\u9084\u662f\u9700\u8981\u7167\u7247\u3001\u75c5\u6b77\u3001\u7dad\u4fee\u8cc7\u6599\u3001\u8b49\u4eba\u8cc7\u6599\u4e00\u8d77\u914d\u5408\uff0c\u6574\u9ad4\u6548\u679c\u624d\u5f37\u3002<\/p>\n<h3>\u8087\u4e8b\u9003\u9038\u6848\u4ef6\u88e1\uff0c\u50b7\u5bb3\u8ce0\u511f\u901a\u5e38\u53ef\u4ee5\u5305\u542b\u54ea\u4e9b\u9805\u76ee\uff1f<\/h3>\n<p>\u5e38\u898b\u9805\u76ee\u5305\u62ec\u91ab\u7642\u8cbb\u3001\u85aa\u8cc7\u640d\u5931\u3001\u5de5\u4f5c\u80fd\u529b\u53d7\u5f71\u97ff\u3001\u8eca\u640d\uff0c\u4ee5\u53ca\u75bc\u75db\u8207\u7cbe\u795e\u75db\u82e6\u7b49\u975e\u7d93\u6fdf\u640d\u5bb3\u3002\u4e00\u822c\u6c7d\u8eca\u4e8b\u6545\u4e5f\u5e38\u4ee5 <strong>Civil Code \u00a7 1714<\/strong> \u7684\u4e00\u822c\u904e\u5931\u539f\u5247\u70ba\u8cac\u4efb\u57fa\u790e\uff1b\u82e5\u6848\u4ef6\u60c5\u6cc1\u7279\u5225\u56b4\u91cd\uff0c\u662f\u5426\u6d89\u53ca <strong>Civil Code \u00a7 3294<\/strong> \u7684\u61f2\u7f70\u6027\u8ce0\u511f\uff0c\u5247\u8981\u770b\u66f4\u5177\u9ad4\u4e8b\u5be6\u3002<\/p>\n<p>\u5982\u679c\u4f60\u6b63\u9762\u5c0d\u52a0\u5dde\u8087\u4e8b\u9003\u9038\u8eca\u798d\uff0c\u4e0d\u77e5\u9053\u4e0b\u4e00\u6b65\u662f\u5148\u5831\u8b66\u3001\u5148\u5831\u4fdd\u96aa\uff0c\u9084\u662f\u5148\u8655\u7406\u6642\u6548\uff0c\u73fe\u5728\u5c31\u806f\u7d61 CUI LAW GROUP \u5b89\u6392<strong>\u514d\u8cbb\u8aee\u8a62<\/strong>\u3002\u5148\u628a\u6d41\u7a0b\u7406\u9806\uff0c\u624d\u4e0d\u6703\u932f\u904e\u95dc\u9375\u8b49\u64da\u548c\u671f\u9650\u3002<\/p>\n<p class=\"ge-end\" aria-hidden=\"true\">&middot; &middot; &middot;<\/p>\n<div class=\"ge-cta\">\n<h3>Free consultation with CUI LAW GROUP<\/h3>\n<hr class=\"ge-cta-rule\" aria-hidden=\"true\">\n<p>Discuss your case &mdash; no obligation, no cost.<\/p>\n<p class=\"ge-cta-actions\"><button type=\"button\" data-ge-open-contact class=\"ge-cta-btn ge-cta-btn-primary\"><span>Contact us<\/span><\/button><\/p>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Free consultation with CUI LAW GROUPNo obligation. We typically reply the same day. Contact us &times; By CUI LAW GROUP &nbsp;&middot;&nbsp; MAY 24, 2026 &nbsp;&middot;&nbsp; 10 MIN READ Photo by Tingey Injury Law Firm on Unsplash description: &quot;\u52a0\u5dde\u8087\u4e8b\u9003\u9038\u8eca\u798d\u5f8c\uff0c\u7d22\u8ce0\u91cd\u9ede\u901a\u5e38\u662f\u5148\u5831\u8b66\u3001\u76e1\u5feb\u5c31\u91ab\u3001\u4fdd\u5168\u8b49\u64da\u3001\u901a\u77e5\u4fdd\u96aa\u516c\u53f8\uff0c\u4e26\u7559\u610f\u4eba\u8eab\u50b7\u5bb3\u591a\u534a\u67092\u5e74\u8a34\u8a1f\u671f\u9650\u3002\u672c\u6587\u7528\u767d\u8a71\u6574\u7406\u52a0\u5dde\u8087\u4e8b\u9003\u9038\u8eca\u798d\u5f8c\u7d22\u8ce0\u6d41\u7a0b\u3001\u8b49\u64da\u91cd\u9ede\u3001\u4fdd\u96aa\u7406\u8ce0\u8207\u6642\u6548\u929c\u63a5\u3002&quot; author: &quot;CUI LAW GROUP&quot; date: &quot;2026-05-23&quot; \u52a0\u5dde\u8087\u4e8b\u9003\u9038\u8eca\u798d\u5f8c\u7d22\u8ce0\u6d41\u7a0b\uff1a\u5148\u5831\u8b66\u3001\u518d\u4fdd\u5168\u8b49\u64da\u3001\u5225\u932f\u904e2\u5e74\u671f\u9650 \u8b1b\u767d\u4e00\u9ede\uff0c\u52a0\u5dde\u8087\u4e8b\u9003\u9038\u8eca\u798d\u5f8c\u7d22\u8ce0\u6d41\u7a0b\uff0c\u4f60\u5148\u505a\u7684\u4e0d\u662f\u4e82\u8ffd\u8eca\uff0c\u4e5f\u4e0d\u662f\u5148\u8ddf\u4fdd\u96aa\u5435\uff0c\u662f\u5148\u5831\u8b66\u3001\u5148\u770b\u91ab\u751f\u3001\u5148\u628a\u8b49\u64da\u6293\u4f4f\u3002\u52a0\u5dde\u4eba\u8eab\u50b7\u5bb3\u901a\u5e38\u770b Code of Civil Procedure \u00a7 335.1 \u7684 2\u5e74\u671f\u9650\uff0c\u8eca\u640d\u901a\u5e38\u770b Code [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-56","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"https:\/\/www.cuilawgroup.com\/blog\/wp-json\/wp\/v2\/posts\/56","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.cuilawgroup.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.cuilawgroup.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.cuilawgroup.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.cuilawgroup.com\/blog\/wp-json\/wp\/v2\/comments?post=56"}],"version-history":[{"count":0,"href":"https:\/\/www.cuilawgroup.com\/blog\/wp-json\/wp\/v2\/posts\/56\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.cuilawgroup.com\/blog\/wp-json\/wp\/v2\/media?parent=56"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.cuilawgroup.com\/blog\/wp-json\/wp\/v2\/categories?post=56"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.cuilawgroup.com\/blog\/wp-json\/wp\/v2\/tags?post=56"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}